Real Estate Investing in Moline, Illinois (61265)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 61265 (Moline, IL)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
What’s happening in Moline, IL (61265)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 61265 Moline
The 61265 ZIP covers a section of Moline that demands careful diligence. Prices near $153K look accessible, but the work to make a deal cash flow is real.
The investment case in 61265 is notable only for operators who understand what they are buying. A $153K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
In the broader IL picture, 61265 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
On balance, 43,851 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategically, 61265 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Moline:
Property Strategy for 61265
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $76,148 | $930 | 8.8% | +4.3% | $76,148 |
| 2BR | $116,043 | $1,150 | 7.1% | +3.8% | $58,022 |
| 3BR | $147,979 | $1,510 | 7.3% | +4.3% | $49,326 |
| 4BR | $184,626 | $1,830 | 7.1% | +4.4% | $46,156 |
| 5BR | $232,283 | — | — | +4.2% | $46,457 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 61265 Compare?
| Metric | 61265 | Moline | Illinois |
|---|---|---|---|
| Home Value | $152,750 | $152,750 | $279,761 |
| 5-Year CAGR | 3.3% | 3.3% | 6.6% |
| Avg Rent | $1,065 | $1,065 | - |
| Cap Rate | 5.4% | 5.4% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 61265 (Moline, IL). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 61265 (Moline, IL)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $152,750 |
| Monthly Rent | $1,065 |
| Price-to-Rent | 12.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.4% |
| Cap Rate | 5.4% |
| 5-Year IRR | 8.8% |
📈 Home Appreciation
| 1-Year | +7.7% ▲ |
| 3-Year CAGR | +2.5% ▲ |
| 5-Year CAGR | +3.3% ▲ |
| 10-Year CAGR | +3.5% ▲ |
🏠 Rent Trends
| 1-Year | -0.2% ▼ |
| 3-Year CAGR | +4.0% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 61265
Population: 43,851
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 61265
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,196 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Moline, IL a smart market for rental property?
Our data puts Moline, IL at 3.0/5 for investability. Home prices of $153K and rents around $1,065/mo create a solid backdrop for investor activity.
Is Moline, IL a friendly market for rental owners?
Landlord-friendliness in Moline, IL is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What are vacancy rates like in Moline, IL?
Rental vacancy in Moline, IL is elevated. Investors should budget normal turnover but not chronic empty units.
What kind of tenants rent in Moline, IL?
Expect a solid tenant pool in Moline, IL. The rental market absorbs $1,065/mo rents without meaningful friction.
What do rentals go for in Moline, IL?
Rent in Moline, IL is around $1,065/mo. The resulting rent-to-value relationship with $153K pricing is reasonable for most investor models.
You know 61265 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 61265 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 61265 ranks in Davenport-Moline-Rock Island, IA-IL
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 61265 (Moline)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 61265 (Moline, IL).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.