Real Estate Investing in Carbon Cliff, Illinois (61239)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 61239 (Carbon Cliff, IL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 8.2% vacancy may signal weakening demand.
- Elevated poverty: 25.7% poverty rate — can affect rent collection.
- Lower household income: $37,361 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Carbon Cliff, IL (61239)?
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Market Analysis: 61239 Carbon Cliff
Investors eyeing 61239 need to respect the fundamentals at play. Home values of $125K come alongside slower price movement and elevated management overhead.
Distressed markets are won on execution, not on spreadsheets. ZIP 61239 posts the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
The gap between 61239 and stronger Carbon Cliff ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Put differently, 1,138 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 61239 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Carbon Cliff:
Market Trends
Home Value History (with trend line)
📊 How Does 61239 Compare?
| Metric | 61239 | Carbon Cliff | Illinois |
|---|---|---|---|
| Home Value | $125,290 | $125,290 | $279,761 |
| 5-Year CAGR | 3.1% | 3.1% | 6.6% |
| Avg Rent | $1,089 | $1,089 | - |
| Cap Rate | 6.8% | 6.8% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 61239 (Carbon Cliff, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $125,290 |
| Monthly Rent | $1,089 |
| Price-to-Rent | 9.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 10.4% |
| Cap Rate | 6.8% |
| 5-Year IRR | 9.9% |
📈 Home Appreciation
| 1-Year | +11.7% ▲ |
| 3-Year CAGR | +3.3% ▲ |
| 5-Year CAGR | +3.1% ▲ |
| 10-Year CAGR | +3.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.8%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 61239
Population: 1,138
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 61239
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Bowlesburg Elem School
Hillcrest Elem School
Ridgewood Elem School
Wells Elem School
Glenview Middle School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,196 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Should investors worry about vacancy in Carbon Cliff, IL?
Vacancy in Carbon Cliff, IL is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,089/mo.
What do rentals go for in Carbon Cliff, IL?
Average rent in Carbon Cliff, IL is approximately $1,089/mo per month. Against $125K home values that yields a reasonable rent-to-price ratio.
What type of investing works in Carbon Cliff, IL?
Investors usually favor careful cash-flow rentals with hands-on management in Carbon Cliff, IL. With home values at $125K and rents near $1,089/mo, other strategies can work but produce steady rather than outsized returns.
What does house hacking look like in Carbon Cliff, IL?
The a challenging house-hack environment in Carbon Cliff, IL reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
How does Carbon Cliff, IL rate as a rental market?
Carbon Cliff, IL rates 3.0/5 for investability. With median values at $125K and rents near $1,089/mo, the market offers reasonable fundamentals for rental investors.
You know 61239 now. You don’t know where it ranks.
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How 61239 ranks in Davenport-Moline-Rock Island, IA-IL
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