Real Estate Investing in Burlington, Illinois (60109)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Kane County • Population: 520 • Data updated: September 2026

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Should you buy in 60109 (Burlington, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Burlington, IL (60109)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $328,041
Avg Monthly Rent $1,323
1% Rule ✗ Does Not Meet
Median Income $77,656
% Renters 28.3%

Market Analysis: 60109 Burlington

This part of Kane County is not an easy win. The 60109 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 60109 can be a a credible choice for hunting ground — but the discount at $328K reflects genuine risk that outside investors often underestimate.

Within IL, ZIP 60109 trails on several market indicators that neighboring Kane County submarkets outperform. The gap is real and significant enough to shape underwriting.

Resident income in 60109 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. notable returns are possible in 60109, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Burlington:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+7.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,323/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$342K$307K$272K$237K$202K$168KJan 2016May 2021Jul 2026

📊 How Does 60109 Compare?

Metric 60109 Burlington Illinois
Home Value $328,041 $328,041 $279,761
5-Year CAGR 6.4% 6.4% 6.6%
Avg Rent $1,323 $1,323 -
Cap Rate 3.2% 3.2% -
💡 Why Invest in 60109? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 60109 (Burlington, IL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+6.4%
Strong

📊 Market Snapshot

Home Value $328,041
Monthly Rent $1,323
Price-to-Rent 20.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.2%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +7.0% ▲
3-Year CAGR +5.7% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.5%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 60109

Population: 520

💰 Median Household Income
$77,656
This area
$77,656
State
$75,721
USA
$74,580
🏠 Renter Occupied
28.3%
This area
28.3%
State
22.2%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-3.3%
USA
3.7%
🎓 College Educated
26.8%
This area
26.8%
State
16.4%
USA
33.7%
👤 Median Age
36.6 years
This area
36.6 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
5.5%
This area
5.5%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 94.2%
Other/Mixed 4.8%
Hispanic/Latino 4.1%
Black/African American 0.9%
👶 Under 18
29.5%
This area
29.5%
USA
22.0%
👴 65 and Over
17.3%
This area
17.3%
USA
17.3%
📊 Poverty Rate
12.2%
This area
12.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 60109

B Avg School Grade
4 Schools
17.8:1 Avg Class Size
$17,171 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Howard B Thomas Grade School

📚 Pre-K – 05 Elementary
👥
644 Students
👨‍🏫
16.5:1 Class Size
💰
$17,171 Per Student
B+ Above Average

Central Middle School

📚 Grade 08 Middle
👥
396 Students
👨‍🏫
18.6:1 Class Size
💰
$17,171 Per Student
B Good

Central High School

📚 09 – 12 High School
👥
1,473 Students
👨‍🏫
18.2:1 Class Size
💰
$17,171 Per Student
C Below Average

ALOP

📚 09 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 2,271 Off-Campus Students
D
Hair Professionals Career College
65 students · 9.8 mi
C
Tricoci University of Beauty Culture-Elgin
154 students · 11.4 mi
C+
Elgin Community College
9,614 students · 12.5 mi
D
Debutantes School of Cosmetology and Nail Technology
65 students · 12.5 mi
B
Northern Illinois University
15,504 students · 13.0 mi
C
Judson University
1,058 students · 14.0 mi

Investor Insight: With 2,271 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are landlord laws favorable in Burlington, IL?

For rental operators, Burlington, IL rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What is the tenant pool like in Burlington, IL?

Working renters make up the core of the Burlington, IL tenant base. The pool is reasonable for investors targeting long-term holds.

Is Burlington, IL suited for a house hack?

House hacking in Burlington, IL is reasonable to execute. Prices around $328K and rents of $1,323/mo solid owner-occupant economics.

Is Burlington in IL worth investing in?

Burlington, IL rates 3.0/5 for investability. With median values at $328K and rents near $1,323/mo, the market offers reasonable fundamentals for rental investors.

How do home values compare in Burlington, IL?

Median home price in Burlington, IL is near $328K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.

You know 60109 now. You don’t know where it ranks.

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How 60109 ranks in Chicago-Naperville-Elgin, IL-IN-WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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