Real Estate Investing in Saint Bonifacius, Minnesota (55375)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hennepin County • Population: 4,285 • Data updated: September 2026

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Should you buy in 55375 (Saint Bonifacius, MN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (55/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.9% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 27.9 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Saint Bonifacius, MN (55375)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $457,974
Avg Monthly Rent $1,368
1% Rule ✗ Does Not Meet
Median Income $115,685
% Renters 4.3%

Market Analysis: 55375 Saint Bonifacius

From a cash-flow lens, ZIP 55375 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $458K median. It rewards specialists, not generalists.

The investment case in 55375 is sturdy only for operators who understand what they are buying. A $458K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Statewide comparisons place 55375 among MN's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

On balance, 4,285 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Saint Bonifacius's stable or hybrid ZIPs before stepping into 55375. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Saint Bonifacius:

C Below Average
Buy Confidence Score: 59/100
Affordability
15/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,368/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 55375

Which property type performs best in this market?

Best for Cash Flow
2BR
4.0% cap rate
Best for Appreciation
5BR
+5.3% 5yr CAGR
Best Overall Value
5BR
$113,126/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $274,112 $1,520 4.0% +4.2% $137,056
3BR $402,476 $2,020 3.6% +4.4% $134,159
4BR $514,193 $2,270 3.2% +5.3% $128,548
5BR $565,628 +5.3% $113,126

Market Trends

Home Value History (with trend line)

$481K$424K$367K$310K$253K$196KJul 2006Jul 2016Jul 2026

📊 How Does 55375 Compare?

Metric 55375 Saint Bonifacius Minnesota
Home Value $457,974 $457,974 $340,597
5-Year CAGR 2.8% 2.8% 4.9%
Avg Rent $1,368 $1,368 -
Cap Rate 2.3% 2.3% -
💡 Why Invest in 55375? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 55375 (Saint Bonifacius, MN). Anonymous, moderated, never written by AI.

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Property managers serving Hennepin County

Manage rentals here? List your business →

JJS Property Management of Central Minnesota offers a wide choice of apartments in various areas including Avon, Buffalo, Milaca, Monticello, Royalton, Sartell, Sauk Rapids, St. Cloud, and St. Joseph. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

MGM Property Management, LLC provides property management services for rental properties, homeowner associations, and commercial tenants in the Twin Cities, Rochester, and St. Cloud areas. summary from their website

Single-familySmall multifamilyCommercialHOA
Unclaimed — is this your business? Claim it free

Simply Residential Property Management offers expert management of single-family, condominiums, and multi-family dwellings throughout the Twin Cities. summary from their website

Single-familySmall multifamily
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+2.8%
Slow

📊 Market Snapshot

Home Value $457,974
Monthly Rent $1,368
Price-to-Rent 27.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.3%
5-Year IRR 5.1%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR +1.9% ▲
5-Year CAGR +2.8% ▲
10-Year CAGR +4.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.9%
Moderate risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+2.8%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 55375

Population: 4,285

💰 Median Household Income
$115,685
This area
$115,685
State
$77,168
USA
$74,580
🏠 Renter Occupied
4.3%
This area
4.3%
State
18.9%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-3.2%
USA
3.7%
🎓 College Educated
47.6%
This area
47.6%
State
20.0%
USA
33.7%
👤 Median Age
34.1 years
This area
34.1 years
State
37.2 years
USA
38.9 years
🏚️ Vacancy Rate
9.9%
This area
9.9%
State
17.0%
USA
10.5%
👥 Population by Ethnicity
White 89.5%
Other/Mixed 6.8%
Hispanic/Latino 3.4%
Asian 1.9%
Black/African American 1.7%
👶 Under 18
29.0%
This area
29.0%
USA
22.0%
👴 65 and Over
5.8%
This area
5.8%
USA
17.3%
📊 Poverty Rate
0.9%
This area
0.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby
C
Crown College
1,727 students · 0.9 mi
C
PCI Academy-Plymouth
114 students · 14.5 mi

Frequently Asked Questions

Are rents high in Saint Bonifacius, MN?

The typical rental in Saint Bonifacius, MN commands about $1,368/mo monthly. That rent profile steady cash flow against the $458K purchase basis.

What is the typical renter like in Saint Bonifacius, MN?

The tenant pool in Saint Bonifacius, MN is solid, supported by local employment and population fundamentals. Rents of $1,368/mo are well-absorbed by the market.

What approach is best for Saint Bonifacius, MN real estate?

Most investors in Saint Bonifacius, MN run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Do rentals sit vacant long in Saint Bonifacius, MN?

Saint Bonifacius, MN sees elevated vacancy, which is reasonable relative to the broader MN rental market.

Is Saint Bonifacius, MN good for house hacking?

House hacking in Saint Bonifacius, MN is reasonable to execute. Prices around $458K and rents of $1,368/mo solid owner-occupant economics.

You know 55375 now. You don’t know where it ranks.

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How 55375 ranks in Minneapolis-St. Paul-Bloomington, MN-WI

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Cash Flow → Appreciation → Affordable →
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