Real Estate Investing in Hamburg, Minnesota (55339)
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Should you buy in 55339 (Hamburg, MN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hamburg, MN (55339)?
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Market Analysis: 55339 Hamburg
ZIP 55339 inside Carver County looks affordable on the surface — median value of $355K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 55339 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Regionally, 55339 sits on the difficult end of the MN spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.
A robust renter share of 14% in 55339 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The right play in 55339 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Hamburg:
Property Strategy for 55339
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $307,277 | $2,020 | 4.7% | +5.2% | $102,426 |
| 4BR | $389,541 | $2,270 | 4.2% | +6.0% | $97,385 |
Market Trends
Home Value History (with trend line)
📊 How Does 55339 Compare?
| Metric | 55339 | Hamburg | Minnesota |
|---|---|---|---|
| Home Value | $355,011 | $355,011 | $340,597 |
| 5-Year CAGR | 3.1% | 3.1% | 4.9% |
| Avg Rent | $1,368 | $1,368 | - |
| Cap Rate | 3.0% | 3.0% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55339 (Hamburg, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $355,011 |
| Monthly Rent | $1,368 |
| Price-to-Rent | 21.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.6% |
| Cap Rate | 3.0% |
| 5-Year IRR | 6.2% |
📈 Home Appreciation
| 1-Year | +6.2% ▲ |
| 3-Year CAGR | +2.4% ▲ |
| 5-Year CAGR | +3.1% ▲ |
| 10-Year CAGR | +5.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55339
Population: 934
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Are there empty rentals in Hamburg, MN?
Rental vacancy in Hamburg, MN is elevated. Investors should budget normal turnover but not chronic empty units.
How do home values compare in Hamburg, MN?
Hamburg, MN median home values land near $355K. That is reasonable territory for investors looking at $1,368/mo-per-month rentals.
Is Hamburg, MN better for rentals, flips, or BRRRR?
A careful cash-flow rentals with hands-on management strategy Hamburg, MN best. The market produces even-keeled results for that approach at the $355K price point.
What is the typical renter like in Hamburg, MN?
The tenant pool in Hamburg, MN is solid, supported by local employment and population fundamentals. Rents of $1,368/mo are well-absorbed by the market.
Are rents high in Hamburg, MN?
The typical rental in Hamburg, MN commands about $1,368/mo monthly. That rent profile consistent cash flow against the $355K purchase basis.
You know 55339 now. You don’t know where it ranks.
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How 55339 ranks in Minneapolis-St. Paul-Bloomington, MN-WI
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