Real Estate Investing in Coloma, Wisconsin (54930)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Waushara County • Population: 1,835 • Data updated: September 2026

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Should you buy in 54930 (Coloma, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 30.9% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 26.1 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Coloma, WI (54930)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $284,707
Avg Monthly Rent $909
1% Rule ✗ Does Not Meet
Median Income $67,788
% Renters 17.1%

Market Analysis: 54930 Coloma

Not every below-median market is a bargain. Coloma's 54930 ZIP reflects signals that favor experienced operators who can absorb the risk $285K pricing implies.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $285K asset, 54930 is the wrong submarket. If the plan prices in friction, the yield can still work.

Within WI, ZIP 54930 trails on several market indicators that neighboring Waushara County submarkets outperform. The gap is real and durable enough to shape underwriting.

Resident income in 54930 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 54930 is an operator game, not a passive one. Looking more closely, entry prices of $285K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Coloma:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+12.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$299K$258K$216K$175K$133K$92KJan 2012May 2019Jul 2026

📊 How Does 54930 Compare?

Metric 54930 Coloma Wisconsin
Home Value $284,707 $284,707 $320,446
5-Year CAGR 9.2% 9.2% 7.3%
Avg Rent $909 $909 -
Cap Rate 2.5% 2.5% -
💡 Why Invest in 54930? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54930 (Coloma, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+9.2%
Strong

📊 Market Snapshot

Home Value $284,707
Monthly Rent $909
Price-to-Rent 26.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 11.7%

📈 Home Appreciation

1-Year +12.2% ▲
3-Year CAGR +9.2% ▲
5-Year CAGR +9.2% ▲
10-Year CAGR +8.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
30.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+9.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54930

Population: 1,835

💰 Median Household Income
$67,788
This area
$67,788
State
$73,177
USA
$74,580
🏠 Renter Occupied
17.1%
This area
17.1%
State
22.0%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-1.8%
USA
3.7%
🎓 College Educated
17.0%
This area
17.0%
State
17.1%
USA
33.7%
👤 Median Age
41.8 years
This area
41.8 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
30.9%
This area
30.9%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 95.4%
Other/Mixed 3.7%
Hispanic/Latino 1.8%
Asian 0.8%
👶 Under 18
25.4%
This area
25.4%
USA
22.0%
👴 65 and Over
18.5%
This area
18.5%
USA
17.3%
📊 Poverty Rate
4.0%
This area
4.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54930

B+ Avg School Grade
1 Schools
12.8:1 Avg Class Size
$16,542 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Coloma Elementary

📚 Pre-K – 06 School
👥
122 Students
👨‍🏫
12.8:1 Class Size
💰
$16,542 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What are rental rates like in Coloma, WI?

Rental rates in Coloma, WI average $909/mo. Tenant demand and $285K home values make the yield look reasonable by investor standards.

What investment strategy works best in Coloma, WI?

In Coloma, WI the sturdy play is typically careful cash-flow rentals with hands-on management. The combination of $285K prices and $909/mo rents suits that approach.

What is the investability score for Coloma, WI?

Coloma, WI sits at an investability rating of 3.0/5, with median home values near $285K and average rents around $909/mo. That combination puts it in the robust tier for investor interest.

What is the average home sale price in Coloma, WI?

Typical homes in Coloma, WI go for around $285K. The 5-year CAGR of 0.0% measured price movement.

What is the rental occupancy rate in Coloma, WI?

Coloma, WI vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

You know 54930 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 54930 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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