Real Estate Investing in Oxford, Wisconsin (53952)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Adams County • Population: 3,528 • Data updated: September 2026

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Should you buy in 53952 (Oxford, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 37.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Oxford, WI (53952)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $271,780
Avg Monthly Rent $1,035
1% Rule ✗ Does Not Meet
Median Income $60,331
% Renters 11.7%

Market Analysis: 53952 Oxford

Not every below-median market is a bargain. Oxford's 53952 ZIP shows signals that favor experienced operators who can absorb the risk $272K pricing implies.

Distressed markets are won on execution, not on spreadsheets. ZIP 53952 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

In practical terms, 53952 offers a low basis, the region around Oxford has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Resident income in 53952 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 53952 is an operator game, not a passive one. Turning to rents, entry prices of $272K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Oxford:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+8.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,035/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 53952

Which property type performs best in this market?

Best for Cash Flow
2BR
3.5% cap rate
Best for Appreciation
2BR
+11.2% 5yr CAGR
Best Overall Value
3BR
$103,992/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $238,429 $1,150 3.5% +11.2% $119,214
3BR $311,976 $1,470 3.4% +10.1% $103,992

Market Trends

Home Value History (with trend line)

$287K$249K$211K$174K$136K$99KMay 2009Dec 2017Jul 2026

📊 How Does 53952 Compare?

Metric 53952 Oxford Wisconsin
Home Value $271,780 $271,780 $320,446
5-Year CAGR 6.9% 6.9% 7.3%
Avg Rent $1,035 $1,035 -
Cap Rate 3.0% 3.0% -
💡 Why Invest in 53952? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 53952 (Oxford, WI). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 53952 (Oxford, WI)?

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+6.9%
Strong

📊 Market Snapshot

Home Value $271,780
Monthly Rent $1,035
Price-to-Rent 21.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year +8.7% ▲
3-Year CAGR +6.3% ▲
5-Year CAGR +6.9% ▲
10-Year CAGR +8.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
37.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.9%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 53952

Population: 3,528

💰 Median Household Income
$60,331
This area
$60,331
State
$73,177
USA
$74,580
🏠 Renter Occupied
11.7%
This area
11.7%
State
22.0%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-1.8%
USA
3.7%
🎓 College Educated
11.0%
This area
11.0%
State
17.1%
USA
33.7%
👤 Median Age
45.2 years
This area
45.2 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
37.6%
This area
37.6%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 86.0%
Black/African American 8.7%
Other/Mixed 4.9%
Hispanic/Latino 1.9%
Asian 0.4%
👶 Under 18
13.0%
This area
13.0%
USA
22.0%
👴 65 and Over
18.9%
This area
18.9%
USA
17.3%
📊 Poverty Rate
8.8%
This area
8.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 53952

B+ Avg School Grade
1 Schools
13.4:1 Avg Class Size
$16,542 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Oxford Elementary

📚 Pre-K – 06 School
👥
145 Students
👨‍🏫
13.4:1 Class Size
💰
$16,542 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the rental occupancy rate in Oxford, WI?

Oxford, WI vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What kind of tenants rent in Oxford, WI?

Oxford, WI offers a stable renter base at the $1,035/mo rent level. Tenant turnover is reasonable for well-managed properties.

What is the typical home price in Oxford, WI?

In Oxford, WI the median home value sits at $272K. Against the broader WI market, that reads as reasonable for most investors.

Can owner-occupants cash flow in Oxford, WI?

Oxford, WI is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $272K price point reasonable to enter.

Is Oxford, WI landlord-friendly?

WI law landlord-friendly for landlords, and Oxford inherits those rules. Investors should still review local ordinances for rental licensing.

You know 53952 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 53952 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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