Real Estate Investing in Birnamwood, Wisconsin (54427)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Shawano County • Population: 1,199 • Data updated: September 2026

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Should you buy in 54427 (Birnamwood, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.0% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Birnamwood, WI (54427)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $259,659
Avg Monthly Rent $909
1% Rule ✗ Does Not Meet
Median Income $70,625
% Renters 12.9%

Market Analysis: 54427 Birnamwood

Investors eyeing 54427 need to respect the fundamentals at play. Home values of $260K come alongside slower price movement and elevated management overhead.

From an investor standpoint, the numbers look inviting — $260K purchase price, 0.0% nominal cap — the work to hit that pro forma in 54427 is substantial and deserves full respect.

From an investor standpoint, 54427 offers a low basis, the region around Birnamwood has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 54427 ZIP's population of 1,199 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.

The right play in 54427 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Birnamwood:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+15.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Shawano, WI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Shawano, WI metro data

Market Trends

Home Value History (with trend line)

$276K$238K$200K$163K$125K$87KJan 2012May 2019Jul 2026

📊 How Does 54427 Compare?

Metric 54427 Birnamwood Shawano, WI Wisconsin
Home Value $259,659 $270,874 N/A $320,446
5-Year CAGR 7.8% 8.3% N/A 7.3%
Avg Rent $909 $891 N/A -
Cap Rate 2.7% 2.6% - -
💡 Why Invest in 54427? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54427 (Birnamwood, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+7.8%
Strong

📉 Market Crash Risk Index

Based on Shawano, WI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $259,659
Monthly Rent $909
Price-to-Rent 23.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 10.6%

📈 Home Appreciation

1-Year +15.7% ▲
3-Year CAGR +8.4% ▲
5-Year CAGR +7.8% ▲
10-Year CAGR +7.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54427

Population: 1,199

💰 Median Household Income
$70,625
This area
$70,625
State
$73,177
USA
$74,580
🏠 Renter Occupied
12.9%
This area
12.9%
State
22.0%
USA
34.0%
💼 Unemployment Rate
0.3%
This area
0.3%
State
-1.8%
USA
3.7%
🎓 College Educated
20.4%
This area
20.4%
State
17.1%
USA
33.7%
👤 Median Age
46.2 years
This area
46.2 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
16.0%
This area
16.0%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 95.9%
Other/Mixed 3.9%
Hispanic/Latino 0.8%
Black/African American 0.3%
👶 Under 18
24.0%
This area
24.0%
USA
22.0%
👴 65 and Over
19.0%
This area
19.0%
USA
17.3%
📊 Poverty Rate
2.8%
This area
2.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is real estate in Birnamwood, WI a good investment right now?

Birnamwood, WI rates 3.0/5 for investability. With median values at $260K and rents near $909/mo, the market offers reasonable fundamentals for rental investors.

What are rental rates like in Birnamwood, WI?

Rental rates in Birnamwood, WI average $909/mo. Tenant demand and $260K home values make the yield look reasonable by investor standards.

Do rentals sit vacant long in Birnamwood, WI?

Expect elevated vacancy in Birnamwood, WI. Rents at $909/mo are absorbed by the tenant base without meaningful lag.

What strategy should investors use in Birnamwood, WI?

Investors usually favor careful cash-flow rentals with hands-on management in Birnamwood, WI. With home values at $260K and rents near $909/mo, other strategies can work but produce reliable rather than outsized returns.

How expensive is real estate in Birnamwood, WI?

The median home value in Birnamwood, WI is roughly $260K. That puts it reasonable relative to the WI statewide average.

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How 54427 ranks in Shawano, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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