Real Estate Investing in La Prairie, Wisconsin (53546)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rock County • Population: 29,482 • Data updated: September 2026

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Should you buy in 53546 (La Prairie, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (73/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in La Prairie, WI (53546)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $329,097
Avg Monthly Rent $1,341
1% Rule ✗ Does Not Meet
Median Income $70,317
% Renters 27.3%

Market Analysis: 53546 La Prairie

ZIP 53546 in La Prairie, WI carries a notable set of headwinds. Home values near $329K and rents of $1,341/mo sit inside a market where underwriting has to be tight.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $329K asset, 53546 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 53546 sits on the difficult end of the WI spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

On the rental side, 29,482 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 53546 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in La Prairie:

B Good
Buy Confidence Score: 71/100
Affordability
10/25
Appreciation
25/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Rising (+8.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,341/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Janesville-Beloit, WI Metro Area
Even conditions for buyers and sellers
26 days
Average time to sell
Fast
11.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Janesville-Beloit, WI metro data
🏠

Property Strategy for 53546

Which property type performs best in this market?

Best for Cash Flow
2BR
3.9% cap rate
Best for Appreciation
2BR
+9.3% 5yr CAGR
Best Overall Value
4BR
$91,025/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $233,792 $1,270 3.9% +9.3% $116,896
3BR $303,158 $1,630 3.9% +8.9% $101,053
4BR $364,099 $1,680 3.3% +8.4% $91,025

Market Trends

Home Value History (with trend line)

$345K$298K$252K$205K$158K$111KJan 2012May 2019Jul 2026

Rent History (with trend line)

$1,453$1,419$1,384$1,350$1,315$1,281May 2025Dec 2025Jul 2026

📊 How Does 53546 Compare?

Metric 53546 La Prairie Janesville-Beloit, WI Wisconsin
Home Value $329,097 $329,097 N/A $320,446
5-Year CAGR 7.2% 7.2% N/A 7.3%
Avg Rent $1,341 $1,341 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 53546? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 53546 (La Prairie, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+7.2%
Strong

📊 Market Snapshot

Home Value $329,097
Monthly Rent $1,341
Price-to-Rent 20.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 10.4%

📈 Home Appreciation

1-Year +8.8% ▲
3-Year CAGR +7.0% ▲
5-Year CAGR +7.2% ▲
10-Year CAGR +8.2% ▲

🏠 Rent Trends

1-Year -4.9% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 53546

Population: 29,482

💰 Median Household Income
$70,317
This area
$70,317
State
$73,177
USA
$74,580
🏠 Renter Occupied
27.3%
This area
27.3%
State
22.0%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-1.8%
USA
3.7%
🎓 College Educated
25.4%
This area
25.4%
State
17.1%
USA
33.7%
👤 Median Age
40.9 years
This area
40.9 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
3.2%
This area
3.2%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 87.4%
Other/Mixed 9.5%
Hispanic/Latino 6.3%
Asian 1.9%
Black/African American 1.3%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
16.1%
This area
16.1%
USA
17.3%
📊 Poverty Rate
6.7%
This area
6.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 53546

B+ Avg School Grade
9 Schools
12.6:1 Avg Class Size
$16,145 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Edison Middle

📚 06 – 08 Middle
👥
597 Students
👨‍🏫
11.6:1 Class Size
💰
$15,994 Per Student
A Very Good

Jackson Elementary

📚 Pre-K – 05 Elementary
👥
329 Students
👨‍🏫
9.7:1 Class Size
💰
$15,994 Per Student
A Very Good

Lincoln Elementary

📚 Pre-K – 05 Elementary
👥
320 Students
👨‍🏫
11.0:1 Class Size
💰
$15,994 Per Student
A Very Good

Harrison Elementary

📚 Pre-K – 05 Elementary
👥
274 Students
👨‍🏫
11.0:1 Class Size
💰
$15,994 Per Student
A Very Good

Kennedy Elementary

📚 Pre-K – 05 Elementary
👥
391 Students
👨‍🏫
13.1:1 Class Size
💰
$15,994 Per Student
A Very Good

Van Buren Elementary

📚 Pre-K – 05 Elementary
👥
405 Students
👨‍🏫
13.5:1 Class Size
💰
$15,994 Per Student
B+ Above Average

Harmony Elementary

📚 Pre-K – 03 Elementary
👥
294 Students
👨‍🏫
17.2:1 Class Size
💰
$17,202 Per Student
B Good

Rock University High

📚 09 – 12 High School Charter
👥
98 Students
👨‍🏫
13.7:1 Class Size
💰
$15,994 Per Student
C Below Average

Wisconsin Center for the Blind and Visually Impaired

📚 01 – 12 K-12 Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 1,684 Off-Campus Students
C
Blackhawk Technical College
2,894 students · 5.3 mi
D
Tricoci University of Beauty Culture-Janesville
102 students · 5.5 mi
C+
Beloit College
948 students · 11.0 mi
C
First Class Cosmetology School
104 students · 11.4 mi

Investor Insight: With 1,684 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are rental rates like in La Prairie, WI?

Rental rates in La Prairie, WI average $1,341/mo. Tenant demand and $329K home values make the yield look reasonable by investor standards.

How high is vacancy risk in La Prairie, WI?

La Prairie, WI carries elevated vacancy risk. Expect stable absorption at market rents of $1,341/mo.

What is the median home value in La Prairie, WI?

Typical homes in La Prairie, WI go for around $329K. The 5-year CAGR of 0.0% consistent price movement.

Is La Prairie, WI landlord-friendly?

WI ranks as a landlord-friendly state for landlord-tenant law. La Prairie generally follows the statewide framework, so landlords face reasonable operating rules.

Are tenants stable in La Prairie, WI?

Working renters make up the core of the La Prairie, WI tenant base. The pool is reasonable for investors targeting long-term holds.

You know 53546 now. You don’t know where it ranks.

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How 53546 ranks in Janesville-Beloit, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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