Real Estate Investing in Janesville, Wisconsin (53545)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 53545 (Janesville, WI)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Janesville, WI (53545)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 53545 Janesville
Put differently, ZIP 53545 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $289K median. It rewards specialists, not generalists.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $289K asset, 53545 is the wrong submarket. If the plan prices in friction, the yield can still work.
Within WI, ZIP 53545 trails on several market indicators that neighboring Rock County submarkets outperform. The gap is real and robust enough to shape underwriting.
The 53545 ZIP's population of 23,937 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.
Experienced landlords with local relationships tend to find 53545 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Janesville:
Property Strategy for 53545
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $213,898 | $1,260 | 4.2% | +9.4% | $106,949 |
| 3BR | $266,687 | $1,610 | 4.3% | +9.3% | $88,896 |
| 4BR | $307,122 | $1,670 | 3.9% | +8.6% | $76,781 |
| 5BR | $357,457 | — | — | +7.5% | $71,491 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 53545 Compare?
| Metric | 53545 | Janesville | Janesville-Beloit, WI | Wisconsin |
|---|---|---|---|---|
| Home Value | $289,272 | $289,648 | N/A | $320,446 |
| 5-Year CAGR | 7.4% | 7.6% | N/A | 7.3% |
| Avg Rent | $1,131 | $1,111 | N/A | - |
| Cap Rate | 3.1% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 53545 (Janesville, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $289,272 |
| Monthly Rent | $1,131 |
| Price-to-Rent | 21.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.7% |
| Cap Rate | 3.1% |
| 5-Year IRR | 10.5% |
📈 Home Appreciation
| 1-Year | +8.4% ▲ |
| 3-Year CAGR | +7.5% ▲ |
| 5-Year CAGR | +7.4% ▲ |
| 10-Year CAGR | +8.1% ▲ |
🏠 Rent Trends
| 1-Year | +11.9% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 53545
Population: 23,937
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 53545
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,684 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What are home prices like in Janesville, WI?
Typical homes in Janesville, WI go for around $289K. The 5-year CAGR of 0.0% reliable price movement.
What type of investing works in Janesville, WI?
Janesville, WI investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($289K prices, $1,131/mo rents) make it a reasonable choice.
How tight is the rental market in Janesville, WI?
Janesville, WI vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Is Janesville, WI landlord-friendly?
Rental owners in Janesville, WI deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
What do rentals go for in Janesville, WI?
Rent in Janesville, WI is around $1,131/mo. The resulting rent-to-value relationship with $289K pricing is reasonable for most investor models.
You know 53545 now. You don’t know where it ranks.
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How 53545 ranks in Janesville-Beloit, WI
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