Real Estate Investing in Beloit, Wisconsin (53511)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rock County • Population: 48,305 • Data updated: September 2026

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Should you buy in 53511 (Beloit, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Beloit, WI (53511)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $223,118
Avg Monthly Rent $1,337
1% Rule ✗ Does Not Meet
Median Income $61,825
% Renters 34.9%

Market Analysis: 53511 Beloit

Investors eyeing 53511 need to respect the fundamentals at play. Home values of $223K come alongside slower price movement and elevated management overhead.

The investment case in 53511 is solid only for operators who understand what they are buying. A $223K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Looking more closely, 53511 offers a low basis, the region around Beloit has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 53511 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

New investors are better served looking at Beloit's stable or hybrid ZIPs before stepping into 53511. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Beloit:

B Good
Buy Confidence Score: 76/100
Affordability
15/25
Appreciation
25/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+11.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,337/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Janesville-Beloit, WI Metro Area
Even conditions for buyers and sellers
26 days
Average time to sell
Fast
11.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Janesville-Beloit, WI metro data
🏠

Property Strategy for 53511

Which property type performs best in this market?

Best for Cash Flow
2BR
5.8% cap rate
Best for Appreciation
2BR
+11.7% 5yr CAGR
Best Overall Value
5BR
$49,642/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $151,922 $1,220 5.8% +11.7% $75,961
3BR $209,687 $1,560 5.4% +10.2% $69,896
4BR $230,072 $1,620 5.1% +10.0% $57,518
5BR $248,209 +9.9% $49,642

Market Trends

Home Value History (with trend line)

$236K$199K$163K$127K$91K$54KJan 2012May 2019Jul 2026

Rent History (with trend line)

$1,374$1,267$1,161$1,054$948$841Dec 2022Oct 2024Jul 2026

📊 How Does 53511 Compare?

Metric 53511 Beloit Janesville-Beloit, WI Wisconsin
Home Value $223,118 $223,118 N/A $320,446
5-Year CAGR 8.8% 8.8% N/A 7.3%
Avg Rent $1,337 $1,337 N/A -
Cap Rate 4.7% 4.7% - -
💡 Why Invest in 53511? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 53511 (Beloit, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+8.8%
Strong

📊 Market Snapshot

Home Value $223,118
Monthly Rent $1,337
Price-to-Rent 13.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.2%
Cap Rate 4.7%
5-Year IRR 13.5%

📈 Home Appreciation

1-Year +11.7% ▲
3-Year CAGR +9.0% ▲
5-Year CAGR +8.8% ▲
10-Year CAGR +10.6% ▲

🏠 Rent Trends

1-Year +23.3% ▲
3-Year CAGR +11.4% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 53511

Population: 48,305

💰 Median Household Income
$61,825
This area
$61,825
State
$73,177
USA
$74,580
🏠 Renter Occupied
34.9%
This area
34.9%
State
22.0%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-1.8%
USA
3.7%
🎓 College Educated
18.5%
This area
18.5%
State
17.1%
USA
33.7%
👤 Median Age
37.4 years
This area
37.4 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
5.8%
This area
5.8%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 69.0%
Other/Mixed 19.2%
Hispanic/Latino 15.1%
Black/African American 10.7%
Asian 1.0%
👶 Under 18
23.5%
This area
23.5%
USA
22.0%
👴 65 and Over
15.8%
This area
15.8%
USA
17.3%
📊 Poverty Rate
8.8%
This area
8.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 53511

A Avg School Grade
17 Schools
15.7:1 Avg Class Size
$19,266 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Aldrich Intermediate

📚 06 – 08 Middle
👥
502 Students
👨‍🏫
11.4:1 Class Size
💰
$20,109 Per Student
A+ Excellent

Merrill Elementary

📚 Pre-K – 05 Elementary
👥
270 Students
👨‍🏫
11.5:1 Class Size
💰
$20,109 Per Student
A+ Excellent

Converse Elementary

📚 Pre-K – 05 Elementary
👥
437 Students
👨‍🏫
13.4:1 Class Size
💰
$20,109 Per Student
A+ Excellent

Fran Fruzen Intermediate

📚 06 – 08 Middle
👥
505 Students
👨‍🏫
13.3:1 Class Size
💰
$20,109 Per Student
A+ Excellent

Gaston Elementary

📚 Pre-K – 05 Elementary
👥
347 Students
👨‍🏫
13.5:1 Class Size
💰
$20,109 Per Student
A+ Excellent

Hackett Elementary

📚 Pre-K – 05 Elementary
👥
411 Students
👨‍🏫
12.1:1 Class Size
💰
$20,109 Per Student
A+ Excellent

Robinson Elementary

📚 Pre-K – 05 Elementary
👥
473 Students
👨‍🏫
14.3:1 Class Size
💰
$20,109 Per Student
A+ Excellent

Todd Elementary

📚 Pre-K – 05 Elementary
👥
477 Students
👨‍🏫
13.6:1 Class Size
💰
$20,109 Per Student
A Very Good

Memorial High

📚 09 – 12 High School
👥
1,378 Students
👨‍🏫
13.8:1 Class Size
💰
$20,109 Per Student
A Very Good

Turner High

📚 09 – 12 High School
👥
455 Students
👨‍🏫
14.9:1 Class Size
💰
$16,737 Per Student
B+ Above Average

Powers Elementary

📚 Pre-K – 01 Elementary
👥
334 Students
👨‍🏫
15.1:1 Class Size
💰
$16,737 Per Student
B+ Above Average

Turner Middle

📚 06 – 08 Middle
👥
375 Students
👨‍🏫
15.8:1 Class Size
💰
$16,737 Per Student
B Good

Garden Prairie Intermediate School

📚 02 – 05 Elementary
👥
497 Students
👨‍🏫
18.3:1 Class Size
💰
$16,737 Per Student
B Good

Beloit Learning Academy

📚 06 – 12 High School
👥
212 Students
👨‍🏫
18.4:1 Class Size
💰
$20,109 Per Student
B Good

Beloit Virtual School

📚 Pre-K – 12 K-12
👥
50 Students
💰
$20,109 Per Student
B Good

The Lincoln Academy

📚 Pre-K – 11 High School Charter
👥
626 Students
👨‍🏫
16.1:1 Class Size
C Below Average

Beloit Early Learning

📚 Grade PK Elementary
👥
36 Students
👨‍🏫
36.0:1 Class Size
💰
$20,109 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 1,684 Off-Campus Students
C
First Class Cosmetology School
104 students · 4.5 mi
C+
Beloit College
948 students · 4.6 mi
C
Blackhawk Technical College
2,894 students · 5.3 mi
D
Tricoci University of Beauty Culture-Janesville
102 students · 9.6 mi

Investor Insight: With 1,684 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the investability score for Beloit, WI?

Beloit, WI scores 3.0/5 for investability. Home values sit at $223K and rents near $1,337/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What is it like being a landlord in Beloit, WI?

Beloit, WI operates under WI law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.

Is vacancy a concern in Beloit, WI?

Beloit, WI sees elevated vacancy, which is reasonable relative to the broader WI rental market.

How strong is tenant demand in Beloit, WI?

The renter base in Beloit, WI is reasonable for the $1,337/mo price point. Screening well and pricing to market typically yields stable tenants.

Where do rents currently stand in Beloit, WI?

Rents in Beloit, WI run near $1,337/mo. Compared with median home prices of $223K that produces solid gross yields for typical rentals.

You know 53511 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 53511 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 53511 ranks in Janesville-Beloit, WI

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