Real Estate Investing in Roscoe, Illinois (61073)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 61073 (Roscoe, IL)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.
No major risk flags on the data we track.
What’s happening in Roscoe, IL (61073)?
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Market Analysis: 61073 Roscoe
The 61073 ZIP covers a section of Roscoe that demands careful diligence. Prices near $318K look accessible, but the work to make a deal cash flow is real.
Rent of $1,658/mo on a $318K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 61073 sits below the stated 0.0% once reality is priced in.
Within IL, ZIP 61073 trails on several market indicators that neighboring Winnebago County submarkets outperform. The gap is real and sturdy enough to shape underwriting.
Resident income in 61073 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Distressed ZIPs reward experience. impressive returns are possible in 61073, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Roscoe:
Property Strategy for 61073
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $179,597 | $1,560 | 6.3% | +7.3% | $89,798 |
| 3BR | $280,469 | $2,060 | 5.3% | +10.0% | $93,490 |
| 4BR | $359,719 | $2,120 | 4.2% | +9.0% | $89,930 |
| 5BR | $420,495 | — | — | +8.3% | $84,099 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 61073 Compare?
| Metric | 61073 | Roscoe | Rockford, IL | Illinois |
|---|---|---|---|---|
| Home Value | $318,229 | $318,229 | N/A | $279,761 |
| 5-Year CAGR | 8.7% | 8.7% | N/A | 6.6% |
| Avg Rent | $1,658 | $1,658 | N/A | - |
| Cap Rate | 4.1% | 4.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 61073 (Roscoe, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $318,229 |
| Monthly Rent | $1,658 |
| Price-to-Rent | 16.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.3% |
| Cap Rate | 4.1% |
| 5-Year IRR | 12.8% |
📈 Home Appreciation
| 1-Year | +10.1% ▲ |
| 3-Year CAGR | +8.4% ▲ |
| 5-Year CAGR | +8.7% ▲ |
| 10-Year CAGR | +7.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 61073
Population: 20,008
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 61073
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,649 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the typical home price in Roscoe, IL?
In Roscoe, IL the median home value sits at $318K. Against the broader IL market, that reads as reasonable for most investors.
How much is rent in Roscoe, IL?
Rents in Roscoe, IL run near $1,658/mo. Compared with median home prices of $318K that produces solid gross yields for typical rentals.
What is the best play in Roscoe, IL?
For Roscoe, IL, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
How landlord-friendly is Roscoe, IL?
Landlord-friendliness in Roscoe, IL is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What is the typical renter like in Roscoe, IL?
Tenant quality in Roscoe, IL ranks as solid. Landlords generally report consistent occupancy at market rents of $1,658/mo.
You know 61073 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 61073 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 61073 ranks in Rockford, IL
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