Real Estate Investing in Roscoe, Illinois

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 20,008 • Winnebago County

☆ Watch this market Free account

Should you buy in Roscoe, IL? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (85/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Roscoe, IL?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Citywide average

4.0/ 5

Appreciation

8.7% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $318,229
Avg Monthly Rent $1,658
ZIP Codes 1

Investing in Roscoe Real Estate

This is a distressed-leaning corner of Illinois: Roscoe has 1 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

A 3.0 rating and a 5-year CAGR of 0.0% are the kinds of numbers that warrant real local underwriting, not spreadsheet tourism. Roscoe is in that category.

The $1,658/mo / $318K relationship in Roscoe looks thin once vacancy and capex are incorporated into underwriting. seems to the realized yield tends to disappoint.

Roscoe's population trends and income levels suggest a market where affordability is strained, which constrains how aggressively rents can rise without hurting collections.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Best ZIP codes in Rockford, IL

Roscoe is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Roscoe, IL. Anonymous, moderated, never written by AI.

Do you own or manage rentals in Roscoe, IL?

~25 seconds · no account needed · your report is anonymous

Avg Home Value
$318,229
Avg Monthly Rent
$1,658
1% Rule
✗ Below
Landlord Friendly (IL)

📉 Market Crash Risk Index

Based on Rockford, IL metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
32%
Days Pending
0/2
19 days

View all metro crash risk rankings →

⚖️ Balanced Market — Rockford, IL metro
19
Days to pending
11.2%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Roscoe, IL

Screen every ZIP in Roscoe

Filter Roscoe’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

View Plans

Frequently Asked Questions About Roscoe, IL

Is it easy to find good tenants in Roscoe, IL?

Tenant quality in Roscoe, IL ranks as solid. Landlords generally report consistent occupancy at market rents of $1,658/mo.

How does Roscoe, IL stack up for property investment?

The 3.0/5 investability rating in Roscoe, IL reflects its $318K prices and $1,658/mo rents. Investors generally consider it a solid option within IL.

How do home values compare in Roscoe, IL?

Median home price in Roscoe, IL is near $318K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.

Is IL a landlord-friendly state?

IL ranks as a landlord-friendly state for landlord-tenant law. Roscoe generally follows the statewide framework, so landlords face reasonable operating rules.

What is the typical vacancy rate in Roscoe, IL?

Rental vacancy in Roscoe, IL is elevated. Investors should budget normal turnover but not chronic empty units.

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate Roscoe, IL.

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.