Real Estate Investing in Bradford, Wisconsin (53505)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rock County • Population: 370 • Data updated: September 2026

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Should you buy in 53505 (Bradford, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (50/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bradford, WI (53505)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $401,094
Avg Monthly Rent $1,683
1% Rule ✗ Does Not Meet
Median Income $123,250
% Renters 17.1%

Market Analysis: 53505 Bradford

On balance, ZIP 53505 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $401K median. It rewards specialists, not generalists.

Rent of $1,683/mo on a $401K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 53505 sits below the stated 0.0% once reality is priced in.

Within WI, ZIP 53505 trails on several market indicators that neighboring Rock County submarkets outperform. The gap is real and robust enough to shape underwriting.

From an investor standpoint, 370 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bradford:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+8.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,683/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Janesville-Beloit, WI Metro Area
Even conditions for buyers and sellers
26 days
Average time to sell
Fast
11.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Janesville-Beloit, WI metro data

Market Trends

Home Value History (with trend line)

$404K$395K$386K$376K$367K$358KDec 2023Apr 2025Jul 2026

📊 How Does 53505 Compare?

Metric 53505 Bradford Janesville-Beloit, WI Wisconsin
Home Value $401,094 $401,094 N/A $320,446
5-Year CAGR N/A N/A N/A 7.3%
Avg Rent $1,683 $1,683 N/A -
Cap Rate 3.3% 3.3% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 53505 (Bradford, WI). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.3%
Low

📊 Market Snapshot

Home Value $401,094
Monthly Rent $1,683
Price-to-Rent 19.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.3%
5-Year IRR 11.4%

📈 Home Appreciation

1-Year +8.2% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 53505

Population: 370

💰 Median Household Income
$123,250
This area
$123,250
State
$73,177
USA
$74,580
🏠 Renter Occupied
17.1%
This area
17.1%
State
22.0%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-1.8%
USA
3.7%
🎓 College Educated
27.4%
This area
27.4%
State
17.1%
USA
33.7%
👤 Median Age
49.2 years
This area
49.2 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
6.8%
This area
6.8%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 99.5%
Other/Mixed 0.5%
👶 Under 18
14.7%
This area
14.7%
USA
22.0%
👴 65 and Over
12.2%
This area
12.2%
USA
17.3%
📊 Poverty Rate
2.6%
This area
2.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby 2,190 Off-Campus Students
C
Blackhawk Technical College
2,894 students · 11.1 mi
D
Tricoci University of Beauty Culture-Janesville
102 students · 11.8 mi
C+
University of Wisconsin-Whitewater
11,519 students · 12.7 mi

Investor Insight: With 2,190 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What type of investing works in Bradford, WI?

A careful cash-flow rentals with hands-on management strategy Bradford, WI best. The market produces measured results for that approach at the $401K price point.

How landlord-friendly is Bradford, WI?

Landlord-friendliness in Bradford, WI is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Are homes affordable in Bradford, WI?

Bradford, WI median home values land near $401K. That is reasonable territory for investors looking at $1,683/mo-per-month rentals.

Is Bradford, WI suited for a house hack?

For house hackers, Bradford, WI is a challenging. The $1,683/mo rent on a unit helps defray the mortgage on a $401K property.

How strong is Bradford, WI for real estate investors?

Bradford, WI scores 2.0/5 for investability. Home values sit at $401K and rents near $1,683/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

You know 53505 now. You don’t know where it ranks.

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How 53505 ranks in Janesville-Beloit, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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