Real Estate Investing in Oxford, Iowa (52322)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 52322 (Oxford, IA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Higher unemployment: 10.0% unemployment — tenant risk signal.
- High price-to-rent: Price-to-rent ratio 35.3 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Oxford, IA (52322)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 52322 Oxford
Not every below-median market is a bargain. Oxford's 52322 ZIP reports signals that favor experienced operators who can absorb the risk $381K pricing implies.
The investment case in 52322 is impressive only for operators who understand what they are buying. A $381K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Statewide comparisons place 52322 among IA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Who lives in 52322 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Oxford:
Property Strategy for 52322
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $346,568 | $1,400 | 2.9% | +6.0% | $115,523 |
| 4BR | $448,859 | $1,680 | 2.7% | +6.6% | $112,215 |
Market Trends
Home Value History (with trend line)
📊 How Does 52322 Compare?
| Metric | 52322 | Oxford | Iowa City, IA | Iowa |
|---|---|---|---|---|
| Home Value | $380,952 | $380,952 | N/A | $227,232 |
| 5-Year CAGR | 5.2% | 5.2% | N/A | 6.0% |
| Avg Rent | $900 | $900 | N/A | - |
| Cap Rate | 1.8% | 1.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52322 (Oxford, IA). Anonymous, moderated, never written by AI.
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Property managers serving Johnson County
Manage rentals here? List your business →KMB Property Management offers management services, including HOA management, and provides resources for residents and clients. summary from their website
Keystone Property Management Group offers property management services. summary from their website
Nest Property Management offers full-service property management to owners and investors in Iowa City, including student housing and tenant resources. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $380,952 |
| Monthly Rent | $900 |
| Price-to-Rent | 35.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.8% |
| Cap Rate | 1.8% |
| 5-Year IRR | 7.1% |
📈 Home Appreciation
| 1-Year | +5.8% ▲ |
| 3-Year CAGR | +4.5% ▲ |
| 5-Year CAGR | +5.2% ▲ |
| 10-Year CAGR | +6.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52322
Population: 1,997
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 52322
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the investability score for Oxford, IA?
With a 3.0/5 investability score, Oxford, IA ranks as a solid market for rental property investors. Median prices of $381K and rents of $900/mo drive the underlying numbers.
Is rental property easy to operate in Oxford, IA?
IA law landlord-friendly for landlords, and Oxford inherits those rules. Investors should still review local ordinances for rental licensing.
What is the typical rental rate in Oxford, IA?
Expect rents around $900/mo per month in Oxford, IA. With home values at $381K, the yield math works out to reasonable levels for rental investors.
What is the typical renter like in Oxford, IA?
The renter base in Oxford, IA is reasonable for the $900/mo price point. Screening well and pricing to market typically yields stable tenants.
What type of investing works in Oxford, IA?
In Oxford, IA the durable play is typically careful cash-flow rentals with hands-on management. The combination of $381K prices and $900/mo rents suits that approach.
You know 52322 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 52322 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 52322 ranks in Iowa City, IA
Every ZIP in this metro, ranked. Free.
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