Real Estate Investing in Tiffin, Iowa (52340)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Johnson County • Population: 5,695 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 52340 (Tiffin, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.2% vacancy may signal weakening demand.

What’s happening in Tiffin, IA (52340)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $348,852
Avg Monthly Rent $1,864
1% Rule ✗ Does Not Meet
Median Income $95,048
% Renters 15.2%

Market Analysis: 52340 Tiffin

ZIP 52340 inside Johnson County looks affordable on the surface — median value of $349K — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $349K asset, 52340 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 52340's metrics run below Johnson County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Turning to rents, 5,695 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tiffin:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+9.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,864/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Iowa City, IA Metro Area
Even conditions for buyers and sellers
49 days
Average time to sell
Average
7.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Iowa City, IA metro data
🏠

Property Strategy for 52340

Which property type performs best in this market?

Best for Cash Flow
2BR
5.4% cap rate
Best for Appreciation
3BR
+5.1% 5yr CAGR
Best Overall Value
2BR
$83,936/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $167,872 $1,270 5.4% $83,936
3BR $294,409 $1,770 4.3% +5.1% $98,136
4BR $383,002 $2,130 4.0% +4.0% $95,751
5BR $514,398 +3.7% $102,880

Market Trends

Home Value History (with trend line)

$362K$324K$286K$248K$210K$172KJan 2009Oct 2017Jul 2026

Rent History (with trend line)

$2,113$2,058$2,004$1,949$1,894$1,840Jan 2026Apr 2026Jun 2026

📊 How Does 52340 Compare?

Metric 52340 Tiffin Iowa City, IA Iowa
Home Value $348,852 $348,852 N/A $227,232
5-Year CAGR 4.9% 4.9% N/A 6.0%
Avg Rent $1,864 $1,864 N/A -
Cap Rate 4.2% 4.2% - -
💡 Why Invest in 52340? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52340 (Tiffin, IA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 52340 (Tiffin, IA)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Johnson County

Manage rentals here? List your business →

KMB Property Management offers management services, including HOA management, and provides resources for residents and clients. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Keystone Property Management Group offers property management services. summary from their website

Unclaimed — is this your business? Claim it free

Nest Property Management offers full-service property management to owners and investors in Iowa City, including student housing and tenant resources. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+4.9%
Moderate

📉 Market Crash Risk Index

Based on Iowa City, IA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
53%
Days Pending
1/2
49 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $348,852
Monthly Rent $1,864
Price-to-Rent 15.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.4%
Cap Rate 4.2%
5-Year IRR 9.1%

📈 Home Appreciation

1-Year +9.3% ▲
3-Year CAGR +4.5% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +4.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 52340

Population: 5,695

💰 Median Household Income
$95,048
This area
$95,048
State
$71,886
USA
$74,580
🏠 Renter Occupied
15.2%
This area
15.2%
State
19.7%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
0.0%
USA
3.7%
🎓 College Educated
47.6%
This area
47.6%
State
18.8%
USA
33.7%
👤 Median Age
32.4 years
This area
32.4 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
10.2%
This area
10.2%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 85.1%
Other/Mixed 7.8%
Black/African American 4.4%
Asian 2.7%
Hispanic/Latino 1.8%
👶 Under 18
28.0%
This area
28.0%
USA
22.0%
👴 65 and Over
9.5%
This area
9.5%
USA
17.3%
📊 Poverty Rate
2.9%
This area
2.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 52340

A Avg School Grade
4 Schools
14.1:1 Avg Class Size
$15,940 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Clear Creek Amana High School

📚 09 – 12 High School
👥
778 Students
👨‍🏫
14.6:1 Class Size
💰
$15,940 Per Student
A Very Good

Oak Hill Elementary

📚 04 – 05 Elementary
👥
396 Students
👨‍🏫
13.4:1 Class Size
💰
$15,940 Per Student
A Very Good

Tiffin Elementary

📚 Pre-K – 03 Elementary
👥
413 Students
👨‍🏫
13.4:1 Class Size
💰
$15,940 Per Student
B+ Above Average

Clear Creek Amana Middle School

📚 06 – 08 Middle
👥
691 Students
👨‍🏫
15.1:1 Class Size
💰
$15,940 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 8,317 Off-Campus Students
B
University of Iowa
30,042 students · 8.0 mi
C
PCI Academy-Iowa City
103 students · 10.1 mi
C
Kirkwood Community College
12,660 students · 14.3 mi

Investor Insight: With 8,317 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Should investors consider Tiffin, IA?

The 3.0/5 investability rating in Tiffin, IA reflects its $349K prices and $1,864/mo rents. Investors generally consider it a solid option within IA.

What is the tenant pool like in Tiffin, IA?

The tenant pool in Tiffin, IA is solid, supported by local employment and population fundamentals. Rents of $1,864/mo are well-absorbed by the market.

How strong are rents in Tiffin, IA?

Investors in Tiffin, IA typically see rents near $1,864/mo per month against $349K home values - a solid setup for rental cash flow.

What is the best play in Tiffin, IA?

For Tiffin, IA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Do landlords face vacancy issues in Tiffin, IA?

Expect elevated vacancy in Tiffin, IA. Rents at $1,864/mo are absorbed by the tenant base without meaningful lag.

You know 52340 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 52340 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 52340 ranks in Iowa City, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 52340 (Tiffin)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 52340 (Tiffin, IA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.