Real Estate Investing in Maynard, Iowa (50655)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fayette County • Population: 694 • Data updated: September 2026

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Should you buy in 50655 (Maynard, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Maynard, IA (50655)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $178,859
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $55,417
% Renters 25.2%

Market Analysis: 50655 Maynard

ZIP 50655 in Maynard, IA carries a notable set of headwinds. Home values near $179K and rents of $828/mo sit inside a market where underwriting has to be tight.

Distressed markets are won on execution, not on spreadsheets. ZIP 50655 posts the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in Maynard have seen price recovery that 50655 has not matched. Fayette County data supports the view that the spread is structural rather than temporary.

Employment concentration in 50655 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 50655 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Maynard:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+9.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$184K$170K$155K$141K$126K$111KFeb 2019Nov 2022Jul 2026

📊 How Does 50655 Compare?

Metric 50655 Maynard Iowa
Home Value $178,859 $178,859 $227,232
5-Year CAGR 5.7% 5.7% 6.0%
Avg Rent $828 $828 -
Cap Rate 3.6% 3.6% -
💡 Why Invest in 50655? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50655 (Maynard, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+5.7%
Moderate

📊 Market Snapshot

Home Value $178,859
Monthly Rent $828
Price-to-Rent 18.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +9.4% ▲
3-Year CAGR +6.0% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 50655

Population: 694

💰 Median Household Income
$55,417
This area
$55,417
State
$71,886
USA
$74,580
🏠 Renter Occupied
25.2%
This area
25.2%
State
19.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
0.0%
USA
3.7%
🎓 College Educated
22.5%
This area
22.5%
State
18.8%
USA
33.7%
👤 Median Age
45.0 years
This area
45.0 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
2.1%
This area
2.1%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 99.5%
Other/Mixed 0.5%
Hispanic/Latino 0.3%
👶 Under 18
22.6%
This area
22.6%
USA
22.0%
👴 65 and Over
17.2%
This area
17.2%
USA
17.3%
📊 Poverty Rate
3.6%
This area
3.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 50655

B+ Avg School Grade
2 Schools
10.8:1 Avg Class Size
$15,770 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

West Central Charter High School

📚 09 – 12 High School Charter
👥
85 Students
👨‍🏫
5.4:1 Class Size
💰
$15,770 Per Student
B+ Above Average

West Central PK - 8 School

📚 Pre-K – 08 School
👥
244 Students
👨‍🏫
16.3:1 Class Size
💰
$15,770 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
D
Upper Iowa University
3,102 students · 6.9 mi

Frequently Asked Questions

What is the average home sale price in Maynard, IA?

Expect median prices around $179K in Maynard, IA. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.

How quickly do rentals get leased in Maynard, IA?

Vacancy risk in Maynard, IA is elevated. That supports even-keeled cash flow for typical rental holds.

How strong is tenant demand in Maynard, IA?

Maynard, IA draws a consistent base of working renters. Demand at the $828/mo rent level is reasonable for standard single-family and small multi rentals.

Is rental property easy to operate in Maynard, IA?

Landlord-friendliness in Maynard, IA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

How much is rent in Maynard, IA?

Rents in Maynard, IA run near $828/mo. Compared with median home prices of $179K that produces solid gross yields for typical rentals.

You know 50655 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50655 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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