Real Estate Investing in Fayette, Iowa (52142)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 52142 (Fayette, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Fayette, IA (52142)?
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Market Analysis: 52142 Fayette
The 52142 ZIP in Fayette, IA is a local-operator market. Outside capital chasing a $177K entry has to pair deep knowledge with the discount.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 52142 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Nearby ZIPs in Fayette have seen price recovery that 52142 has not matched. Fayette County data supports the view that the spread is structural rather than temporary.
A notable renter share of 39% in 52142 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Fayette:
Property Strategy for 52142
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $137,631 | $970 | 5.1% | +8.4% | $68,816 |
| 3BR | $190,016 | $1,280 | 4.9% | +8.5% | $63,339 |
| 4BR | $228,287 | $1,520 | 4.8% | +8.7% | $57,072 |
Market Trends
Home Value History (with trend line)
📊 How Does 52142 Compare?
| Metric | 52142 | Fayette | Iowa |
|---|---|---|---|
| Home Value | $177,428 | $177,428 | $227,232 |
| 5-Year CAGR | 7.3% | 7.3% | 6.0% |
| Avg Rent | $873 | $873 | - |
| Cap Rate | 3.8% | 3.8% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52142 (Fayette, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $177,428 |
| Monthly Rent | $873 |
| Price-to-Rent | 16.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.9% |
| Cap Rate | 3.8% |
| 5-Year IRR | 11.2% |
📈 Home Appreciation
| 1-Year | +9.5% ▲ |
| 3-Year CAGR | +4.9% ▲ |
| 5-Year CAGR | +7.3% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52142
Population: 1,992
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What type of investing works in Fayette, IA?
Most investors in Fayette, IA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
What is the tenant pool like in Fayette, IA?
Fayette, IA draws a even-keeled base of working renters. Demand at the $873/mo rent level is reasonable for standard single-family and small multi rentals.
What does house hacking look like in Fayette, IA?
House hacking works a challenging in Fayette, IA. Rents of $873/mo against $177K acquisition make the strategy solid for owner-occupants.
Is IA a landlord-friendly state?
IA law landlord-friendly for landlords, and Fayette inherits those rules. Investors should still review local ordinances for rental licensing.
What monthly rent should investors expect in Fayette, IA?
Fayette, IA rentals go for roughly $873/mo a month. That puts gross yield in solid territory relative to $177K acquisition costs.
You know 52142 now. You don’t know where it ranks.
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