Real Estate Investing in West Union, Iowa (52175)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fayette County • Population: 3,300 • Data updated: September 2026

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Should you buy in 52175 (West Union, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.1% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in West Union, IA (52175)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $179,907
Avg Monthly Rent $855
1% Rule ✗ Does Not Meet
Median Income $57,877
% Renters 32.4%

Market Analysis: 52175 West Union

The 52175 ZIP in West Union, IA is a local-operator market. Outside capital chasing a $180K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 52175 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in West Union have seen price recovery that 52175 has not matched. Fayette County data supports the view that the spread is structural rather than temporary.

Demographically, 52175 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 52175 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in West Union:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+9.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $855/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 52175

Which property type performs best in this market?

Best for Cash Flow
2BR
6.2% cap rate
Best for Appreciation
4BR
+6.8% 5yr CAGR
Best Overall Value
2BR
$55,103/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $110,206 $950 6.2% +6.3% $55,103
3BR $166,730 $1,250 5.4% +6.0% $55,577
4BR $222,287 $1,490 4.8% +6.8% $55,572
5BR $295,450 $59,090

Market Trends

Home Value History (with trend line)

$188K$165K$143K$120K$98K$75KMay 2009Dec 2017Jul 2026

📊 How Does 52175 Compare?

Metric 52175 West Union Iowa
Home Value $179,907 $179,907 $227,232
5-Year CAGR 6.4% 6.4% 6.0%
Avg Rent $855 $855 -
Cap Rate 3.7% 3.7% -
💡 Why Invest in 52175? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52175 (West Union, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+6.4%
Strong

📊 Market Snapshot

Home Value $179,907
Monthly Rent $855
Price-to-Rent 17.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 10.1%

📈 Home Appreciation

1-Year +9.9% ▲
3-Year CAGR +5.8% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 52175

Population: 3,300

💰 Median Household Income
$57,877
This area
$57,877
State
$71,886
USA
$74,580
🏠 Renter Occupied
32.4%
This area
32.4%
State
19.7%
USA
34.0%
💼 Unemployment Rate
1.1%
This area
1.1%
State
0.0%
USA
3.7%
🎓 College Educated
22.9%
This area
22.9%
State
18.8%
USA
33.7%
👤 Median Age
38.3 years
This area
38.3 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
15.1%
This area
15.1%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 97.9%
Other/Mixed 1.7%
Hispanic/Latino 1.6%
Black/African American 0.2%
Asian 0.2%
👶 Under 18
24.3%
This area
24.3%
USA
22.0%
👴 65 and Over
20.4%
This area
20.4%
USA
17.3%
📊 Poverty Rate
8.8%
This area
8.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 52175

A+ Avg School Grade
2 Schools
11.5:1 Avg Class Size
$17,423 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

West Union Elementary School

📚 Pre-K – 03 Elementary
👥
215 Students
👨‍🏫
10.8:1 Class Size
💰
$17,423 Per Student
A+ Excellent

North Fayette Valley High School

📚 09 – 12 High School
👥
322 Students
👨‍🏫
12.1:1 Class Size
💰
$17,423 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 1,930 Off-Campus Students
D
Upper Iowa University
3,102 students · 10.8 mi
C
Northeast Iowa Community College
4,378 students · 12.7 mi

Investor Insight: With 1,930 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What price range are homes in West Union, IA?

Median home price in West Union, IA is near $180K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.

Are tenants stable in West Union, IA?

West Union, IA draws a stable base of working renters. Demand at the $855/mo rent level is reasonable for standard single-family and small multi rentals.

Does West Union, IA favor landlords or tenants?

Rental owners in West Union, IA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Is West Union, IA a good place for real estate investing?

Yes - West Union, IA a 3.0/5 investability score. With $180K home prices against $855/mo monthly rent, the market delivers a reasonable entry point for new investors.

How much do tenants pay in West Union, IA?

Expect rents around $855/mo per month in West Union, IA. With home values at $180K, the yield math works out to reasonable levels for rental investors.

You know 52175 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 52175 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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