Real Estate Investing in Clermont, Iowa (52135)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 52135 (Clermont, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 21.9% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Clermont, IA (52135)?
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Market Analysis: 52135 Clermont
The 52135 ZIP covers a section of Clermont that demands careful diligence. Prices near $208K look accessible, but the work to make a deal cash flow is real.
The 52135 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Within IA, ZIP 52135 trails on several market indicators that neighboring Fayette County submarkets outperform. The gap is real and notable enough to shape underwriting.
A sturdy renter share of 14% in 52135 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Distressed ZIPs reward experience. notable returns are possible in 52135, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Clermont:
Property Strategy for 52135
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $201,151 | $1,210 | 4.3% | +7.3% | $67,050 |
| 4BR | $221,347 | $1,440 | 4.7% | +7.6% | $55,337 |
Market Trends
Home Value History (with trend line)
📊 How Does 52135 Compare?
| Metric | 52135 | Clermont | Iowa |
|---|---|---|---|
| Home Value | $207,669 | $207,669 | $227,232 |
| 5-Year CAGR | 7.6% | 7.6% | 6.0% |
| Avg Rent | $828 | $828 | - |
| Cap Rate | 3.1% | 3.1% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52135 (Clermont, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $207,669 |
| Monthly Rent | $828 |
| Price-to-Rent | 20.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 10.8% |
📈 Home Appreciation
| 1-Year | +9.4% ▲ |
| 3-Year CAGR | +6.3% ▲ |
| 5-Year CAGR | +7.6% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52135
Population: 641
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 1,930 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the smart move for investors in Clermont, IA?
In Clermont, IA the durable play is typically careful cash-flow rentals with hands-on management. The combination of $208K prices and $828/mo rents suits that approach.
How much should I expect to pay for a home in Clermont, IA?
Typical homes in Clermont, IA go for around $208K. The 5-year CAGR of 0.0% consistent price movement.
What is the typical rental rate in Clermont, IA?
Investors in Clermont, IA typically see rents near $828/mo per month against $208K home values - a solid setup for rental cash flow.
What are vacancy rates like in Clermont, IA?
Clermont, IA sees elevated vacancy, which is reasonable relative to the broader IA rental market.
What is the renter demographic in Clermont, IA?
Clermont, IA offers a steady renter base at the $828/mo rent level. Tenant turnover is reasonable for well-managed properties.
You know 52135 now. You don’t know where it ranks.
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