Real Estate Investing in Postville, Iowa (52162)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Allamakee County • Population: 3,576 • Data updated: September 2026

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Should you buy in 52162 (Postville, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 10.5% vacancy may signal weakening demand.
  • Elevated poverty: 21.6% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Postville, IA (52162)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $219,792
Avg Monthly Rent $855
1% Rule ✗ Does Not Meet
Median Income $58,800
% Renters 28.6%

Market Analysis: 52162 Postville

Not every below-median market is a bargain. Postville's 52162 ZIP shows signals that favor experienced operators who can absorb the risk $220K pricing implies.

For an experienced owner, 52162 can be a a viable market for hunting ground — but the discount at $220K reflects genuine risk that outside investors often underestimate.

ZIP 52162's metrics run below Allamakee County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Turning to rents, 3,576 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 52162 is an operator game, not a passive one. Put differently, entry prices of $220K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Postville:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+12.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $855/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 52162

Which property type performs best in this market?

Best for Cash Flow
2BR
5.7% cap rate
Best for Appreciation
5BR
+9.3% 5yr CAGR
Best Overall Value
5BR
$55,399/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $119,440 $950 5.7% +6.6% $59,720
3BR $167,000 $1,290 5.6% +7.4% $55,667
4BR $227,454 $1,420 4.5% +8.1% $56,864
5BR $276,995 +9.3% $55,399

Market Trends

Home Value History (with trend line)

$230K$202K$174K$146K$118K$90KAug 2009Feb 2018Jul 2026

📊 How Does 52162 Compare?

Metric 52162 Postville Iowa
Home Value $219,792 $219,792 $227,232
5-Year CAGR 7.7% 7.7% 6.0%
Avg Rent $855 $855 -
Cap Rate 3.0% 3.0% -
💡 Why Invest in 52162? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52162 (Postville, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+7.7%
Strong

📊 Market Snapshot

Home Value $219,792
Monthly Rent $855
Price-to-Rent 21.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.0%
5-Year IRR 10.8%

📈 Home Appreciation

1-Year +12.0% ▲
3-Year CAGR +8.5% ▲
5-Year CAGR +7.7% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.7%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 52162

Population: 3,576

💰 Median Household Income
$58,800
This area
$58,800
State
$71,886
USA
$74,580
🏠 Renter Occupied
28.6%
This area
28.6%
State
19.7%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
0.0%
USA
3.7%
🎓 College Educated
11.8%
This area
11.8%
State
18.8%
USA
33.7%
👤 Median Age
34.0 years
This area
34.0 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
10.5%
This area
10.5%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 73.2%
Other/Mixed 17.7%
Hispanic/Latino 13.1%
Black/African American 7.4%
Asian 1.6%
👶 Under 18
30.1%
This area
30.1%
USA
22.0%
👴 65 and Over
19.3%
This area
19.3%
USA
17.3%
📊 Poverty Rate
21.6%
This area
21.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 52162

B+ Avg School Grade
4 Schools
12.4:1 Avg Class Size
$15,797 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Cora B Darling Elementary

📚 Pre-K – 06 School
👥
350 Students
👨‍🏫
11.3:1 Class Size
💰
$15,797 Per Student
A Very Good

John R Mott Jr/Hi School

📚 07 – 12 High School
👥
365 Students
👨‍🏫
12.7:1 Class Size
💰
$15,797 Per Student
B+ Above Average
👥
11 Students
👨‍🏫
11.0:1 Class Size
💰
$15,797 Per Student
B Good

Postville Early Childhood/Ogden St

📚 Grade PK Elementary
👥
13 Students
👨‍🏫
14.4:1 Class Size
💰
$15,797 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the average monthly rent in Postville, IA?

Expect rents around $855/mo per month in Postville, IA. With home values at $220K, the yield math works out to reasonable levels for rental investors.

What is the renter demographic in Postville, IA?

Tenant quality in Postville, IA ranks as solid. Landlords generally report stable occupancy at market rents of $855/mo.

What are vacancy rates like in Postville, IA?

Vacancy in Postville, IA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $855/mo.

Is Postville, IA a good market for FHA house hackers?

Postville, IA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $855/mo rent level.

How strong is Postville, IA for real estate investors?

Postville, IA scores 3.0/5 for investability. Home values sit at $220K and rents near $855/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

You know 52162 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 52162 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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