Real Estate Investing in Arcadia, Iowa (51430)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 51430 (Arcadia, IA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.5% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Arcadia, IA (51430)?
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Market Analysis: 51430 Arcadia
Looking more closely, ZIP 51430 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $248K median. It rewards specialists, not generalists.
Rent of $891/mo on a $248K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 51430 sits below the stated 0.0% once reality is priced in.
Within IA, ZIP 51430 trails on several market indicators that neighboring Carroll County submarkets outperform. The gap is real and durable enough to shape underwriting.
The 51430 ZIP's population of 1,204 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Arcadia:
Market Trends
Home Value History (with trend line)
📊 How Does 51430 Compare?
| Metric | 51430 | Arcadia | Carroll, IA | Iowa |
|---|---|---|---|---|
| Home Value | $248,139 | $248,139 | N/A | $227,232 |
| 5-Year CAGR | 7.9% | 7.9% | N/A | 6.0% |
| Avg Rent | $891 | $891 | N/A | - |
| Cap Rate | 2.8% | 2.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 51430 (Arcadia, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $248,139 |
| Monthly Rent | $891 |
| Price-to-Rent | 23.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.3% |
| Cap Rate | 2.8% |
| 5-Year IRR | 10.7% |
📈 Home Appreciation
| 1-Year | +9.0% ▲ |
| 3-Year CAGR | +6.6% ▲ |
| 5-Year CAGR | +7.9% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 51430
Population: 1,204
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What kind of vacancy should I budget for in Arcadia, IA?
Occupancy in Arcadia, IA runs measured with elevated vacancy. Well-priced units at $891/mo lease on reasonable timelines.
Is real estate in Arcadia, IA a good investment right now?
Arcadia, IA rates 3.0/5 for investability. With median values at $248K and rents near $891/mo, the market offers reasonable fundamentals for rental investors.
What is the typical home price in Arcadia, IA?
Homes in Arcadia, IA typically sell near $248K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.
Can I house hack in Arcadia, IA?
Arcadia, IA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $891/mo rent level.
What is the typical renter like in Arcadia, IA?
Arcadia, IA offers a steady renter base at the $891/mo rent level. Tenant turnover is reasonable for well-managed properties.
You know 51430 now. You don’t know where it ranks.
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How 51430 ranks in Carroll, IA
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