Real Estate Investing in Vail, Iowa (51465)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 51465 (Vail, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 10.7% vacancy may signal weakening demand.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Vail, IA (51465)?
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Market Analysis: 51465 Vail
The 51465 ZIP in Vail, IA is a local-operator market. Outside capital chasing a $206K entry has to pair deep knowledge with the discount.
For an experienced owner, 51465 can be a a credible choice for hunting ground — but the discount at $206K reflects genuine risk that outside investors often underestimate.
Within IA, ZIP 51465 trails on several market indicators that neighboring Crawford County submarkets outperform. The gap is real and notable enough to shape underwriting.
Put differently, 645 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The 51465 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Vail:
Market Trends
Home Value History (with trend line)
📊 How Does 51465 Compare?
| Metric | 51465 | Vail | Iowa |
|---|---|---|---|
| Home Value | $205,578 | $205,578 | $227,232 |
| 5-Year CAGR | 9.4% | 9.4% | 6.0% |
| Avg Rent | $846 | $846 | - |
| Cap Rate | 3.2% | 3.2% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 51465 (Vail, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $205,578 |
| Monthly Rent | $846 |
| Price-to-Rent | 20.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 12.6% |
📈 Home Appreciation
| 1-Year | +13.7% ▲ |
| 3-Year CAGR | +7.0% ▲ |
| 5-Year CAGR | +9.4% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 51465
Population: 645
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Is vacancy a concern in Vail, IA?
Rental vacancy in Vail, IA is elevated. Investors should budget normal turnover but not chronic empty units.
What is the average monthly rent in Vail, IA?
Rent in Vail, IA is around $846/mo. The resulting rent-to-value relationship with $206K pricing is reasonable for most investor models.
How deep is the rental pool in Vail, IA?
The tenant pool in Vail, IA is solid, supported by local employment and population fundamentals. Rents of $846/mo are well-absorbed by the market.
Can owner-occupants cash flow in Vail, IA?
Vail, IA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $206K price point reasonable to enter.
Is real estate in Vail, IA a good investment right now?
Vail, IA scores 3.0/5 for investability. Home values sit at $206K and rents near $846/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
You know 51465 now. You don’t know where it ranks.
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