Real Estate Investing in Halbur, Iowa (51444)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Carroll County • Population: 307 • Data updated: September 2026

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Should you buy in 51444 (Halbur, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (89/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Halbur, IA (51444)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $178,323
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $80,536
% Renters 1.6%

Market Analysis: 51444 Halbur

ZIP 51444 in Halbur, IA carries a notable set of headwinds. Home values near $178K and rents of $828/mo sit inside a market where underwriting has to be tight.

Distressed markets are won on execution, not on spreadsheets. ZIP 51444 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

ZIP 51444's metrics run below Carroll County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 51444 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 51444 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Halbur:

B+ Great
Buy Confidence Score: 78/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.2× the median income
Value Trend
Rising (+6.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
☀️
WARM MARKET
Carroll, IA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Carroll, IA metro data

Market Trends

Home Value History (with trend line)

$185K$169K$153K$136K$120K$104KFeb 2019Nov 2022Jul 2026

📊 How Does 51444 Compare?

Metric 51444 Halbur Carroll, IA Iowa
Home Value $178,323 $178,323 N/A $227,232
5-Year CAGR 7.2% 7.2% N/A 6.0%
Avg Rent $828 $828 N/A -
Cap Rate 3.6% 3.6% - -
💡 Why Invest in 51444? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 51444 (Halbur, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+7.2%
Strong

📉 Market Crash Risk Index

Based on Carroll, IA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $178,323
Monthly Rent $828
Price-to-Rent 18.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 10.8%

📈 Home Appreciation

1-Year +6.4% ▲
3-Year CAGR +5.7% ▲
5-Year CAGR +7.2% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 51444

Population: 307

💰 Median Household Income
$80,536
This area
$80,536
State
$71,886
USA
$74,580
🏠 Renter Occupied
1.6%
This area
1.6%
State
19.7%
USA
34.0%
💼 Unemployment Rate
0.8%
This area
0.8%
State
0.0%
USA
3.7%
🎓 College Educated
25.9%
This area
25.9%
State
18.8%
USA
33.7%
👤 Median Age
29.6 years
This area
29.6 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
0.8%
This area
0.8%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 98.5%
Other/Mixed 1.5%
👶 Under 18
34.3%
This area
34.3%
USA
22.0%
👴 65 and Over
6.2%
This area
6.2%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the average monthly rent in Halbur, IA?

Expect rents around $828/mo per month in Halbur, IA. With home values at $178K, the yield math works out to reasonable levels for rental investors.

Is it easy to find good tenants in Halbur, IA?

Tenant demand in Halbur, IA is solid. The local workforce $828/mo rents across most rental classes.

What is the smart move for investors in Halbur, IA?

Most investors in Halbur, IA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

What is the investability score for Halbur, IA?

Yes - Halbur, IA a 3.0/5 investability score. With $178K home prices against $828/mo monthly rent, the market delivers a reasonable entry point for new investors.

Is IA a landlord-friendly state?

The landlord environment in Halbur, IA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

You know 51444 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 51444 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 51444 ranks in Carroll, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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