Real Estate Investing in Breda, Iowa (51436)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Carroll County • Population: 815 • Data updated: September 2026

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Should you buy in 51436 (Breda, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 25.4 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Breda, IA (51436)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $255,229
Avg Monthly Rent $837
1% Rule ✗ Does Not Meet
Median Income $60,125
% Renters 27.1%

Market Analysis: 51436 Breda

This part of Carroll County is not an easy win. The 51436 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $255K asset, 51436 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader IA picture, 51436 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 51436 ZIP's population of 815 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.

New investors are better served looking at Breda's stable or hybrid ZIPs before stepping into 51436. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Breda:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+8.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $837/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Carroll, IA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Carroll, IA metro data

Market Trends

Home Value History (with trend line)

$265K$237K$209K$180K$152K$124KFeb 2017Nov 2021Jul 2026

📊 How Does 51436 Compare?

Metric 51436 Breda Carroll, IA Iowa
Home Value $255,229 $255,229 N/A $227,232
5-Year CAGR 7.7% 7.7% N/A 6.0%
Avg Rent $837 $837 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 51436? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 51436 (Breda, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+7.7%
Strong

📉 Market Crash Risk Index

Based on Carroll, IA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $255,229
Monthly Rent $837
Price-to-Rent 25.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.6%
5-Year IRR 10.3%

📈 Home Appreciation

1-Year +8.8% ▲
3-Year CAGR +5.0% ▲
5-Year CAGR +7.7% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.7%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 51436

Population: 815

💰 Median Household Income
$60,125
This area
$60,125
State
$71,886
USA
$74,580
🏠 Renter Occupied
27.1%
This area
27.1%
State
19.7%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
0.0%
USA
3.7%
🎓 College Educated
23.1%
This area
23.1%
State
18.8%
USA
33.7%
👤 Median Age
29.9 years
This area
29.9 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
7.6%
This area
7.6%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
31.9%
This area
31.9%
USA
22.0%
👴 65 and Over
10.1%
This area
10.1%
USA
17.3%
📊 Poverty Rate
0.8%
This area
0.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What do landlords charge for rent in Breda, IA?

Expect rents around $837/mo per month in Breda, IA. With home values at $255K, the yield math works out to reasonable levels for rental investors.

How quickly do rentals get leased in Breda, IA?

Vacancy risk in Breda, IA is elevated. That supports reliable cash flow for typical rental holds.

How does Breda, IA rate as a rental market?

Breda, IA rates 3.0/5 for investability. With median values at $255K and rents near $837/mo, the market offers reasonable fundamentals for rental investors.

How much does a house cost in Breda, IA?

In Breda, IA the median home value sits at $255K. Against the broader IA market, that reads as reasonable for most investors.

Are renters plentiful in Breda, IA?

Breda, IA draws a measured base of working renters. Demand at the $837/mo rent level is reasonable for standard single-family and small multi rentals.

You know 51436 now. You don’t know where it ranks.

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How 51436 ranks in Carroll, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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