Real Estate Investing in Templeton, Iowa (51463)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 51463 (Templeton, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Templeton, IA (51463)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 51463 Templeton
ZIP 51463 in Templeton, IA carries a significant set of headwinds. Home values near $234K and rents of $837/mo sit inside a market where underwriting has to be tight.
The investment case in 51463 is sturdy only for operators who understand what they are buying. A $234K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
In the broader IA picture, 51463 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Turning to rents, 385 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategically, 51463 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Templeton:
Market Trends
Home Value History (with trend line)
📊 How Does 51463 Compare?
| Metric | 51463 | Templeton | Carroll, IA | Iowa |
|---|---|---|---|---|
| Home Value | $234,092 | $234,092 | N/A | $227,232 |
| 5-Year CAGR | 6.9% | 6.9% | N/A | 6.0% |
| Avg Rent | $837 | $837 | N/A | - |
| Cap Rate | 2.8% | 2.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 51463 (Templeton, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $234,092 |
| Monthly Rent | $837 |
| Price-to-Rent | 23.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.3% |
| Cap Rate | 2.8% |
| 5-Year IRR | 9.7% |
📈 Home Appreciation
| 1-Year | +6.1% ▲ |
| 3-Year CAGR | +4.9% ▲ |
| 5-Year CAGR | +6.9% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 51463
Population: 385
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What are vacancy rates like in Templeton, IA?
Templeton, IA sees elevated vacancy, which is reasonable relative to the broader IA rental market.
What approach is best for Templeton, IA real estate?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Templeton, IA. The numbers - $234K homes against $837/mo rents - support that play.
How do home values compare in Templeton, IA?
Homes in Templeton, IA typically sell near $234K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.
How do landlord-tenant laws work in Templeton, IA?
IA ranks as a landlord-friendly state for landlord-tenant law. Templeton generally follows the statewide framework, so landlords face reasonable operating rules.
Is it easy to find good tenants in Templeton, IA?
Tenant demand in Templeton, IA is solid. The local workforce $837/mo rents across most rental classes.
You know 51463 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 51463 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 51463 ranks in Carroll, IA
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