Real Estate Investing in Rutland, Iowa (50582)
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Should you buy in 50582 (Rutland, IA)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Rutland, IA (50582)?
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Market Analysis: 50582 Rutland
The 50582 ZIP in Rutland, IA is a local-operator market. Outside capital chasing a $111K entry has to pair deep knowledge with the discount.
On balance, the numbers look inviting — $111K purchase price, 0.0% nominal cap — the work to hit that pro forma in 50582 is substantial and deserves full respect.
Nearby ZIPs in Rutland have seen price recovery that 50582 has not matched. Humboldt County data supports the view that the spread is structural rather than temporary.
The 50582 ZIP's population of 176 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.
Strategy in 50582 is an operator game, not a passive one. In practical terms, entry prices of $111K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Rutland:
Market Trends
Home Value History (with trend line)
📊 How Does 50582 Compare?
| Metric | 50582 | Rutland | Iowa |
|---|---|---|---|
| Home Value | $111,291 | $111,291 | $227,232 |
| 5-Year CAGR | N/A | N/A | 6.0% |
| Avg Rent | $828 | $828 | - |
| Cap Rate | 5.8% | 5.8% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50582 (Rutland, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $111,291 |
| Monthly Rent | $828 |
| Price-to-Rent | 11.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.9% |
| Cap Rate | 5.8% |
| 5-Year IRR | 7.8% |
📈 Home Appreciation
| 1-Year | +3.8% ▲ |
| 3-Year CAGR | +2.0% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50582
Population: 176
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Are renters plentiful in Rutland, IA?
Rutland, IA draws a steady base of working renters. Demand at the $828/mo rent level is reasonable for standard single-family and small multi rentals.
Does Rutland, IA make sense for an investment property?
With a 2.0/5 investability score, Rutland, IA ranks as a solid market for rental property investors. Median prices of $111K and rents of $828/mo drive the underlying numbers.
Does Rutland, IA favor landlords or tenants?
Rental owners in Rutland, IA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
What is the average monthly rent in Rutland, IA?
Expect rents around $828/mo per month in Rutland, IA. With home values at $111K, the yield math works out to reasonable levels for rental investors.
What is the typical home price in Rutland, IA?
Homes in Rutland, IA typically sell near $111K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.
You know 50582 now. You don’t know where it ranks.
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