Real Estate Investing in Livermore, Iowa (50558)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Humboldt County • Population: 745 • Data updated: September 2026

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Should you buy in 50558 (Livermore, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Livermore, IA (50558)?

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3.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $136,384
Avg Monthly Rent $1,224
1% Rule ✗ Does Not Meet
Median Income $86,042
% Renters 13.8%

Market Analysis: 50558 Livermore

In practical terms, ZIP 50558 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $136K median. It rewards specialists, not generalists.

For an experienced owner, 50558 can be a a strong candidate for hunting ground — but the discount at $136K reflects genuine risk that outside investors often underestimate.

Regionally, 50558 sits on the difficult end of the IA spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

Demographically, 50558 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. sturdy returns are possible in 50558, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Livermore:

B+ Great
Buy Confidence Score: 80/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.6× the median income
Value Trend
Rising (+11.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,224/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.

Market Trends

Home Value History (with trend line)

$139K$133K$126K$120K$113K$107KFeb 2022May 2024Jul 2026

📊 How Does 50558 Compare?

Metric 50558 Livermore Iowa
Home Value $136,384 $136,384 $227,232
5-Year CAGR N/A N/A 6.0%
Avg Rent $1,224 $1,224 -
Cap Rate 7.0% 7.0% -
💡 Why Invest in 50558? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50558 (Livermore, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.0%
Good

📊 Market Snapshot

Home Value $136,384
Monthly Rent $1,224
Price-to-Rent 9.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.8%
Cap Rate 7.0%
5-Year IRR 10.7%

📈 Home Appreciation

1-Year +11.0% ▲
3-Year CAGR +3.7% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.0%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.0%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 50558

Population: 745

💰 Median Household Income
$86,042
This area
$86,042
State
$71,886
USA
$74,580
🏠 Renter Occupied
13.8%
This area
13.8%
State
19.7%
USA
34.0%
💼 Unemployment Rate
4.8%
This area
4.8%
State
0.0%
USA
3.7%
🎓 College Educated
12.0%
This area
12.0%
State
18.8%
USA
33.7%
👤 Median Age
29.5 years
This area
29.5 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
5.9%
This area
5.9%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 97.2%
Other/Mixed 1.8%
Hispanic/Latino 1.5%
Black/African American 1.1%
👶 Under 18
33.0%
This area
33.0%
USA
22.0%
👴 65 and Over
8.1%
This area
8.1%
USA
17.3%
📊 Poverty Rate
9.2%
This area
9.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is Livermore, IA a good market for buy-and-hold investors?

With a 3.0/5 investability score, Livermore, IA ranks as a solid market for rental property investors. Median prices of $136K and rents of $1,224/mo drive the underlying numbers.

Are homes affordable in Livermore, IA?

In Livermore, IA the median home value sits at $136K. Against the broader IA market, that reads as reasonable for most investors.

How high is vacancy risk in Livermore, IA?

Livermore, IA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Can owner-occupants cash flow in Livermore, IA?

For house hackers, Livermore, IA is a challenging. The $1,224/mo rent on a unit helps defray the mortgage on a $136K property.

What is the average monthly rent in Livermore, IA?

Rental rates in Livermore, IA average $1,224/mo. Tenant demand and $136K home values make the yield look reasonable by investor standards.

You know 50558 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50558 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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