Real Estate Investing in Humboldt, Iowa (50548)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50548 (Humboldt, IA)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Humboldt, IA (50548)?
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Market Analysis: 50548 Humboldt
The 50548 ZIP in Humboldt, IA is a local-operator market. Outside capital chasing a $195K entry has to pair deep knowledge with the discount.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 50548 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Within IA, ZIP 50548 trails on several market indicators that neighboring Humboldt County submarkets outperform. The gap is real and notable enough to shape underwriting.
A robust renter share of 30% in 50548 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The 50548 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Humboldt:
Property Strategy for 50548
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $150,588 | $920 | 4.4% | +5.6% | $75,294 |
| 3BR | $209,814 | $1,280 | 4.4% | +5.9% | $69,938 |
| 4BR | $287,606 | $1,440 | 3.6% | +6.4% | $71,901 |
| 5BR | $402,576 | — | — | — | $80,515 |
Market Trends
Home Value History (with trend line)
📊 How Does 50548 Compare?
| Metric | 50548 | Humboldt | Iowa |
|---|---|---|---|
| Home Value | $194,639 | $194,639 | $227,232 |
| 5-Year CAGR | 4.9% | 4.9% | 6.0% |
| Avg Rent | $828 | $828 | - |
| Cap Rate | 3.3% | 3.3% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50548 (Humboldt, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $194,639 |
| Monthly Rent | $828 |
| Price-to-Rent | 19.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 8.3% |
📈 Home Appreciation
| 1-Year | +7.7% ▲ |
| 3-Year CAGR | +4.7% ▲ |
| 5-Year CAGR | +4.9% ▲ |
| 10-Year CAGR | +6.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50548
Population: 5,482
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 50548
Schools in This ZIP Code
Nearby Schools (1 more)
Schools in adjacent ZIP codes that may serve this area
Clyde D Mease Elementary School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How do home values compare in Humboldt, IA?
Homes in Humboldt, IA typically sell near $195K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.
How strong are rents in Humboldt, IA?
The typical rental in Humboldt, IA commands about $828/mo monthly. That rent profile measured cash flow against the $195K purchase basis.
Which investment style suits Humboldt, IA?
Investors usually favor careful cash-flow rentals with hands-on management in Humboldt, IA. With home values at $195K and rents near $828/mo, other strategies can work but produce steady rather than outsized returns.
Does Humboldt, IA make sense for an investment property?
With a 3.0/5 investability score, Humboldt, IA ranks as a solid market for rental property investors. Median prices of $195K and rents of $828/mo drive the underlying numbers.
Is the tenant base reliable in Humboldt, IA?
Tenant demand in Humboldt, IA is solid. The local workforce $828/mo rents across most rental classes.
You know 50548 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 50548 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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