Real Estate Investing in Gallipolis, Ohio (45631)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45631 (Gallipolis, OH)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.6% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Gallipolis, OH (45631)?
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Market Analysis: 45631 Gallipolis
ZIP 45631 in Gallipolis, OH carries a solid set of headwinds. Home values near $177K and rents of $873/mo sit inside a market where underwriting has to be tight.
Rent of $873/mo on a $177K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 45631 sits below the stated 0.0% once reality is priced in.
Statewide comparisons place 45631 among OH's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The demographic picture in 45631 includes headwinds that any investor should price in. Income distribution skews lower than Gallipolis averages, and tenant stability requires active management.
Strategically, 45631 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Gallipolis:
Property Strategy for 45631
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $79,500 | $870 | 7.9% | +4.1% | $79,500 |
| 2BR | $115,479 | $970 | 6.0% | +6.0% | $57,740 |
| 3BR | $178,835 | $1,240 | 5.0% | +5.6% | $59,612 |
| 4BR | $246,027 | $1,640 | 4.8% | +6.3% | $61,507 |
| 5BR | $315,569 | — | — | +5.3% | $63,114 |
Market Trends
Home Value History (with trend line)
📊 How Does 45631 Compare?
| Metric | 45631 | Gallipolis | Point Pleasant, WV-OH | Ohio |
|---|---|---|---|---|
| Home Value | $177,208 | $177,208 | N/A | $237,530 |
| 5-Year CAGR | 5.8% | 5.8% | N/A | 7.4% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 3.8% | 3.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45631 (Gallipolis, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $177,208 |
| Monthly Rent | $873 |
| Price-to-Rent | 16.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.9% |
| Cap Rate | 3.8% |
| 5-Year IRR | 9.6% |
📈 Home Appreciation
| 1-Year | +11.9% ▲ |
| 3-Year CAGR | +5.7% ▲ |
| 5-Year CAGR | +5.8% ▲ |
| 10-Year CAGR | +5.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45631
Population: 12,669
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 45631
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Are homes affordable in Gallipolis, OH?
Gallipolis, OH home values average about $177K. That price point suits investors targeting rentals with $873/mo in monthly income.
How much rent can I charge in Gallipolis, OH?
Rents in Gallipolis, OH run near $873/mo. Compared with median home prices of $177K that produces solid gross yields for typical rentals.
Are renters plentiful in Gallipolis, OH?
Working renters make up the core of the Gallipolis, OH tenant base. The pool is reasonable for investors targeting long-term holds.
Is Gallipolis, OH a good market for buy-and-hold investors?
Our data puts Gallipolis, OH at 3.0/5 for investability. Home prices of $177K and rents around $873/mo create a solid backdrop for investor activity.
How do landlord-tenant laws work in Gallipolis, OH?
OH ranks as a landlord-friendly state for landlord-tenant law. Gallipolis generally follows the statewide framework, so landlords face reasonable operating rules.
You know 45631 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 45631 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 45631 ranks in Point Pleasant, WV-OH
Every ZIP in this metro, ranked. Free.
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