Real Estate Investing in Thurman, Ohio (45685)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45685 (Thurman, OH)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 24.7% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Thurman, OH (45685)?
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Market Analysis: 45685 Thurman
The 45685 ZIP in Thurman, OH is a local-operator market. Outside capital chasing a $202K entry has to pair deep knowledge with the discount.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $202K asset, 45685 is the wrong submarket. If the plan prices in friction, the yield can still work.
In the broader OH picture, 45685 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Demographically, 45685 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The right play in 45685 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Thurman:
Market Trends
Home Value History (with trend line)
📊 How Does 45685 Compare?
| Metric | 45685 | Thurman | Point Pleasant, WV-OH | Ohio |
|---|---|---|---|---|
| Home Value | $202,078 | $202,078 | N/A | $237,530 |
| 5-Year CAGR | 5.1% | 5.1% | N/A | 7.4% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 3.4% | 3.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45685 (Thurman, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $202,078 |
| Monthly Rent | $873 |
| Price-to-Rent | 19.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.2% |
| Cap Rate | 3.4% |
| 5-Year IRR | 8.5% |
📈 Home Appreciation
| 1-Year | +7.9% ▲ |
| 3-Year CAGR | +3.9% ▲ |
| 5-Year CAGR | +5.1% ▲ |
| 10-Year CAGR | +6.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45685
Population: 1,272
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What do rentals go for in Thurman, OH?
Average rent in Thurman, OH is approximately $873/mo per month. Against $202K home values that yields a reasonable rent-to-price ratio.
How qualified is the tenant pool in Thurman, OH?
The tenant pool in Thurman, OH is solid, supported by local employment and population fundamentals. Rents of $873/mo are well-absorbed by the market.
What kind of vacancy should I budget for in Thurman, OH?
Occupancy in Thurman, OH runs predictable with elevated vacancy. Well-priced units at $873/mo lease on reasonable timelines.
How landlord-friendly is Thurman, OH?
The landlord environment in Thurman, OH is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
How do experienced investors play Thurman, OH?
The best-fit strategy in Thurman, OH is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
You know 45685 now. You don’t know where it ranks.
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How 45685 ranks in Point Pleasant, WV-OH
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