Real Estate Investing in Vinton, Ohio (45686)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Gallia County • Population: 3,556 • Data updated: September 2026

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Should you buy in 45686 (Vinton, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 20.3% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Vinton, OH (45686)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $159,385
Avg Monthly Rent $954
1% Rule ✗ Does Not Meet
Median Income $49,459
% Renters 24.5%

Market Analysis: 45686 Vinton

ZIP 45686 inside Gallia County looks affordable on the surface — median value of $159K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 45686 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 45686's metrics run below Gallia County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 45686 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Vinton:

C+ Average
Buy Confidence Score: 66/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+10.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $954/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Point Pleasant, WV-OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Point Pleasant, WV-OH metro data
🏠

Property Strategy for 45686

Which property type performs best in this market?

Best for Cash Flow
2BR
5.3% cap rate
Best for Appreciation
2BR
+6.9% 5yr CAGR
Best Overall Value
3BR
$60,514/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $143,551 $1,060 5.3% +6.9% $71,776
3BR $181,541 $1,330 5.3% +6.1% $60,514

Market Trends

Home Value History (with trend line)

$168K$147K$125K$104K$83K$62KJul 2006Jul 2016Jul 2026

📊 How Does 45686 Compare?

Metric 45686 Vinton Point Pleasant, WV-OH Ohio
Home Value $159,385 $159,385 N/A $237,530
5-Year CAGR 4.6% 4.6% N/A 7.4%
Avg Rent $954 $954 N/A -
Cap Rate 4.7% 4.7% - -
💡 Why Invest in 45686? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45686 (Vinton, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+4.6%
Moderate

📊 Market Snapshot

Home Value $159,385
Monthly Rent $954
Price-to-Rent 13.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.2%
Cap Rate 4.7%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +10.9% ▲
3-Year CAGR +3.9% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 45686

Population: 3,556

💰 Median Household Income
$49,459
This area
$49,459
State
$68,496
USA
$74,580
🏠 Renter Occupied
24.5%
This area
24.5%
State
25.8%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-9.1%
USA
3.7%
🎓 College Educated
13.0%
This area
13.0%
State
8.4%
USA
33.7%
👤 Median Age
36.4 years
This area
36.4 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
20.3%
This area
20.3%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 91.8%
Other/Mixed 5.7%
Black/African American 2.5%
Hispanic/Latino 0.8%
👶 Under 18
26.4%
This area
26.4%
USA
22.0%
👴 65 and Over
16.1%
This area
16.1%
USA
17.3%
📊 Poverty Rate
15.5%
This area
15.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 45686

B+ Avg School Grade
1 Schools
16.3:1 Avg Class Size
$15,333 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Vinton Elementary School

📚 Pre-K – 05 Elementary
👥
350 Students
👨‍🏫
16.3:1 Class Size
💰
$15,333 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 103 Off-Campus Students
C+
Buckeye Hills Career Center
163 students · 8.1 mi
C
University of Rio Grande
2,168 students · 8.8 mi

Frequently Asked Questions

What real estate strategy is ideal for Vinton, OH?

Vinton, OH investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($159K prices, $954/mo rents) make it a reasonable choice.

What is the rental occupancy rate in Vinton, OH?

Occupancy in Vinton, OH runs even-keeled with elevated vacancy. Well-priced units at $954/mo lease on reasonable timelines.

What is the typical rental rate in Vinton, OH?

Investors in Vinton, OH typically see rents near $954/mo per month against $159K home values - a solid setup for rental cash flow.

Is Vinton, OH landlord-friendly?

OH law landlord-friendly for landlords, and Vinton inherits those rules. Investors should still review local ordinances for rental licensing.

What is the typical renter like in Vinton, OH?

Tenant quality in Vinton, OH ranks as solid. Landlords generally report steady occupancy at market rents of $954/mo.

You know 45686 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 45686 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 45686 ranks in Point Pleasant, WV-OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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