Real Estate Investing in Beavercreek, Ohio (45430)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Greene County • Population: 7,171 • Data updated: September 2026

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Should you buy in 45430 (Beavercreek, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Beavercreek, OH (45430)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $318,243
Avg Monthly Rent $2,000
1% Rule ✗ Does Not Meet
Median Income $104,976
% Renters 17.5%

Market Analysis: 45430 Beavercreek

Investors eyeing 45430 need to respect the fundamentals at play. Home values of $318K come alongside slower price movement and elevated management overhead.

The investment case in 45430 is durable only for operators who understand what they are buying. A $318K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Nearby ZIPs in Beavercreek have seen price recovery that 45430 has not matched. Greene County data supports the view that the spread is structural rather than temporary.

Demographically, 45430 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at Beavercreek's stable or hybrid ZIPs before stepping into 45430. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Beavercreek:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Rising (+5.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,000/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Dayton-Kettering, OH Metro Area
Even conditions for buyers and sellers
28 days
Average time to sell
Fast
14.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Dayton-Kettering, OH metro data
🏠

Property Strategy for 45430

Which property type performs best in this market?

Best for Cash Flow
3BR
5.6% cap rate
Best for Appreciation
3BR
+6.5% 5yr CAGR
Best Overall Value
5BR
$89,902/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $249,273 $1,670 4.8% +6.4% $124,637
3BR $280,167 $2,170 5.6% +6.5% $93,389
4BR $372,888 $2,380 4.6% +6.2% $93,222
5BR $449,511 +6.3% $89,902

Market Trends

Home Value History (with trend line)

$335K$297K$259K$221K$183K$145KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 45430 Compare?

Metric 45430 Beavercreek Dayton-Kettering, OH Ohio
Home Value $318,243 $298,902 N/A $237,530
5-Year CAGR 5.1% 5.4% N/A 7.4%
Avg Rent $2,000 $1,831 N/A -
Cap Rate 4.9% 4.8% - -
💡 Why Invest in 45430? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45430 (Beavercreek, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.9%
Fair
5yr Growth
+5.1%
Moderate

📊 Market Snapshot

Home Value $318,243
Monthly Rent $2,000
Price-to-Rent 13.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.5%
Cap Rate 4.9%
5-Year IRR 10.0%

📈 Home Appreciation

1-Year +5.1% ▲
3-Year CAGR +4.7% ▲
5-Year CAGR +5.1% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 45430

Population: 7,171

💰 Median Household Income
$104,976
This area
$104,976
State
$68,496
USA
$74,580
🏠 Renter Occupied
17.5%
This area
17.5%
State
25.8%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-9.1%
USA
3.7%
🎓 College Educated
48.1%
This area
48.1%
State
8.4%
USA
33.7%
👤 Median Age
47.2 years
This area
47.2 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.7%
This area
4.7%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 89.5%
Other/Mixed 6.1%
Hispanic/Latino 3.4%
Asian 2.9%
Black/African American 1.5%
👶 Under 18
21.2%
This area
21.2%
USA
22.0%
👴 65 and Over
23.0%
This area
23.0%
USA
17.3%
📊 Poverty Rate
6.2%
This area
6.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 45430

B+ Avg School Grade
2 Schools
17.7:1 Avg Class Size
$14,571 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Fairbrook Elementary School

📚 K – 05 Elementary
👥
545 Students
👨‍🏫
17.0:1 Class Size
💰
$14,571 Per Student
B Good

Herman K Ankeney Middle School

📚 06 – 08 Middle
👥
775 Students
👨‍🏫
18.5:1 Class Size
💰
$14,571 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Cleveland Elementary School

📚 Pre-K – 06 School
📍 1102 Pursell Ave, Dayton
👥
355 Students
👨‍🏫
14.2:1 Class Size
💰
$22,782 Per Student
A Very Good

Eastmont Elementary School

📚 Pre-K – 06 School
📍 1480 Edendale Rd, Dayton
👥
374 Students
👨‍🏫
17.0:1 Class Size
💰
$22,782 Per Student
A Very Good

Valley Elementary School

📚 K – 05 Elementary
📍 3601 Jonathon Dr, Beavercreek
👥
484 Students
👨‍🏫
14.6:1 Class Size
💰
$14,571 Per Student
B+ Above Average

Indian Riffle Elementary School

📚 Pre-K – 05 Elementary
📍 3090 Glengarry Dr, Kettering
👥
569 Students
👨‍🏫
17.4:1 Class Size
💰
$16,695 Per Student
B+ Above Average

J F Kennedy Elementary School

📚 Pre-K – 05 Elementary
📍 5030 Polen Dr, Kettering
👥
631 Students
👨‍🏫
16.8:1 Class Size
💰
$16,695 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,235 Off-Campus Students
D
The Modern College of Design
189 students · 3.4 mi
C
International College of Broadcasting
44 students · 4.6 mi
C
Air Force Institute of Technology-Graduate School of Engineering & Management
1,005 students · 4.8 mi
C+
Wright State University-Main Campus
9,884 students · 4.8 mi
D
Dayton School of Medical Massage
425 students · 5.0 mi
B
University of Dayton
11,304 students · 5.2 mi
D
Fortis College-Centerville
460 students · 5.8 mi
C+
Kettering College
812 students · 5.9 mi

Investor Insight: With 1,235 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are there empty rentals in Beavercreek, OH?

Beavercreek, OH sees elevated vacancy, which is reasonable relative to the broader OH rental market.

What kind of market is Beavercreek, OH for investors?

Investors tracking Beavercreek, OH will find a 3.0/5 rating supported by $318K median home values and $2,000/mo rents. That profile suits long-term holders targeting predictable returns.

What approach is best for Beavercreek, OH real estate?

The best-fit strategy in Beavercreek, OH is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Are eviction rules reasonable in Beavercreek, OH?

For rental operators, Beavercreek, OH rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What is the typical renter like in Beavercreek, OH?

Tenant quality in Beavercreek, OH ranks as solid. Landlords generally report even-keeled occupancy at market rents of $2,000/mo.

You know 45430 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 45430 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 45430 ranks in Dayton-Kettering, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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