ZIP Codes That Pass the 1% Rule in Dayton-Kettering, OH (2026)
Where monthly rent is at least 1% of the purchase price — the quick screen investors use before running full numbers.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 45402 1% rule | Dayton, OH | $75,304 | $1,420 | 14.70% | 4.2% |
| 2 | 45417 1% rule | Dayton, OH | $75,210 | $1,091 | 11.32% | 4.8% |
| 3 | 45416 1% rule | Trotwood, OH | $96,391 | $1,331 | 10.77% | 5.2% |
| 4 | 45406 1% rule | Dayton, OH | $91,777 | $1,084 | 9.21% | 4.8% |
| 5 | 45405 1% rule | Dayton, OH | $90,890 | $1,059 | 9.09% | 4.7% |
| 6 | 45404 1% rule | Dayton, OH | $105,104 | $1,200 | 8.91% | 7.3% |
| 7 | 45403 1% rule | Dayton, OH | $101,655 | $1,037 | 7.96% | 6.4% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
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