Real Estate Investing in Dayton, Ohio (45410)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45410 (Dayton, OH)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 10.5% vacancy may signal weakening demand.
- Elevated poverty: 20.8% poverty rate — can affect rent collection.
What’s happening in Dayton, OH (45410)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 45410 Dayton
Investors eyeing 45410 need to respect the fundamentals at play. Home values of $131K come alongside slower price movement and elevated management overhead.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 45410 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Statewide comparisons place 45410 among OH's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Employment concentration in 45410 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategically, 45410 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Dayton:
Property Strategy for 45410
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $64,719 | $990 | 11.0% | +9.7% | $64,719 |
| 2BR | $113,704 | $1,250 | 7.9% | +10.6% | $56,852 |
| 3BR | $134,809 | $1,620 | 8.7% | +8.7% | $44,936 |
| 4BR | $147,070 | $1,780 | 8.7% | +8.2% | $36,767 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 45410 Compare?
| Metric | 45410 | Dayton | Dayton-Kettering, OH | Ohio |
|---|---|---|---|---|
| Home Value | $131,225 | $85,537 | N/A | $237,530 |
| 5-Year CAGR | 6.3% | 5.6% | N/A | 7.4% |
| Avg Rent | $1,214 | $1,244 | N/A | - |
| Cap Rate | 7.2% | 8.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45410 (Dayton, OH). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 45410 (Dayton, OH)?
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Property managers serving Montgomery County
Manage rentals here? List your business →Associa RPM provides comprehensive HOA and condominium management services in the greater Columbus, Dublin, Cincinnati, and Dayton areas of Ohio. summary from their website
Eclipse Community Management offers HOA & Condo Management services in Ohio & Kentucky. summary from their website
Frost Property Management offers deluxe, experienced property management services in South Florida for single families, residential condos, multifamilies, and commercial spaces. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $131,225 |
| Monthly Rent | $1,214 |
| Price-to-Rent | 9.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 11.1% |
| Cap Rate | 7.2% |
| 5-Year IRR | 13.5% |
📈 Home Appreciation
| 1-Year | +3.6% ▲ |
| 3-Year CAGR | +4.8% ▲ |
| 5-Year CAGR | +6.3% ▲ |
| 10-Year CAGR | +10.8% ▲ |
🏠 Rent Trends
| 1-Year | -3.6% ▼ |
| 3-Year CAGR | +2.7% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.2%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45410
Population: 15,617
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 45410
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Cleveland Elementary School
Edison Elementary School
Kemp Elementary School
Kiser Elementary School
Oakwood Junior High School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 5,386 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much should I expect to pay for a home in Dayton, OH?
Dayton, OH home values average about $131K. That price point suits investors targeting rentals with $1,214/mo in monthly income.
What do rentals go for in Dayton, OH?
Dayton, OH rentals go for roughly $1,214/mo a month. That puts gross yield in solid territory relative to $131K acquisition costs.
Is the tenant base reliable in Dayton, OH?
Dayton, OH offers a consistent renter base at the $1,214/mo rent level. Tenant turnover is reasonable for well-managed properties.
Is rental property easy to operate in Dayton, OH?
OH law landlord-friendly for landlords, and Dayton inherits those rules. Investors should still review local ordinances for rental licensing.
What strategy should investors use in Dayton, OH?
In Dayton, OH the sturdy play is typically careful cash-flow rentals with hands-on management. The combination of $131K prices and $1,214/mo rents suits that approach.
You know 45410 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 45410 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 45410 ranks in Dayton-Kettering, OH
Every ZIP in this metro, ranked. Free.
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