Real Estate Investing in Laura, Ohio (45337)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Miami County • Population: 1,750 • Data updated: September 2026

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Should you buy in 45337 (Laura, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (79/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Laura, OH (45337)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $264,237
Avg Monthly Rent $1,026
1% Rule ✗ Does Not Meet
Median Income $97,069
% Renters 13.1%

Market Analysis: 45337 Laura

ZIP 45337 inside Miami County looks affordable on the surface — median value of $264K — but the discount exists for reasons that a careful buyer should understand before committing.

The 45337 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader OH picture, 45337 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Who lives in 45337 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Experienced landlords with local relationships tend to find 45337 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Laura:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.7× the median income
Value Trend
Rising (+5.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,026/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Dayton-Kettering, OH Metro Area
Even conditions for buyers and sellers
28 days
Average time to sell
Fast
14.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Dayton-Kettering, OH metro data
🏠

Property Strategy for 45337

Which property type performs best in this market?

Best for Cash Flow
2BR
4.5% cap rate
Best for Appreciation
4BR
+9.8% 5yr CAGR
Best Overall Value
3BR
$84,088/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $183,519 $1,140 4.5% +7.8% $91,760
3BR $252,263 $1,500 4.3% +8.0% $84,088
4BR $359,015 $1,600 3.2% +9.8% $89,754

Market Trends

Home Value History (with trend line)

$276K$242K$208K$173K$139K$105KJul 2006Jul 2016Jul 2026

📊 How Does 45337 Compare?

Metric 45337 Laura Dayton-Kettering, OH Ohio
Home Value $264,237 $264,237 N/A $237,530
5-Year CAGR 6.4% 6.4% N/A 7.4%
Avg Rent $1,026 $1,026 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 45337? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45337 (Laura, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+6.4%
Strong

📊 Market Snapshot

Home Value $264,237
Monthly Rent $1,026
Price-to-Rent 21.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.0%
5-Year IRR 9.4%

📈 Home Appreciation

1-Year +5.9% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 45337

Population: 1,750

💰 Median Household Income
$97,069
This area
$97,069
State
$68,496
USA
$74,580
🏠 Renter Occupied
13.1%
This area
13.1%
State
25.8%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-9.1%
USA
3.7%
🎓 College Educated
10.8%
This area
10.8%
State
8.4%
USA
33.7%
👤 Median Age
38.7 years
This area
38.7 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
5.2%
This area
5.2%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 99.1%
Other/Mixed 0.9%
Hispanic/Latino 0.2%
👶 Under 18
30.1%
This area
30.1%
USA
22.0%
👴 65 and Over
13.5%
This area
13.5%
USA
17.3%
📊 Poverty Rate
4.4%
This area
4.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

4 Nearby
C+
Miami Valley Career Technology Center
84 students · 10.5 mi
C+
Hobart Institute of Welding Technology
327 students · 11.8 mi
C+
Ohio Business College-Dayton-Driving Academy
126 students · 12.8 mi
D
United Theological Seminary
471 students · 13.8 mi

Frequently Asked Questions

What approach is best for Laura, OH real estate?

The best-fit strategy in Laura, OH is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

How much does a house cost in Laura, OH?

In Laura, OH the median home value sits at $264K. Against the broader OH market, that reads as reasonable for most investors.

What kind of market is Laura, OH for investors?

Investors tracking Laura, OH will find a 3.0/5 rating supported by $264K median home values and $1,026/mo rents. That profile suits long-term holders targeting reliable returns.

Does house hacking make sense in Laura, OH?

House hacking in Laura, OH is reasonable to execute. Prices around $264K and rents of $1,026/mo solid owner-occupant economics.

How tight is the rental market in Laura, OH?

Vacancy risk in Laura, OH is elevated. That supports stable cash flow for typical rental holds.

You know 45337 now. You don’t know where it ranks.

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How 45337 ranks in Dayton-Kettering, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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