Real Estate Investing in Englewood, Ohio (45322)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45322 (Englewood, OH)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Englewood, OH (45322)?
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Market Analysis: 45322 Englewood
Not every below-median market is a bargain. Englewood's 45322 ZIP comes in at signals that favor experienced operators who can absorb the risk $230K pricing implies.
Meanwhile, the numbers look inviting — $230K purchase price, 0.0% nominal cap — the work to hit that pro forma in 45322 is substantial and deserves full respect.
Nearby ZIPs in Englewood have seen price recovery that 45322 has not matched. Montgomery County data supports the view that the spread is structural rather than temporary.
Demographically, 45322 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The 45322 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Englewood:
Property Strategy for 45322
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $177,334 | $1,340 | 5.4% | +8.8% | $88,667 |
| 3BR | $212,878 | $1,740 | 5.9% | +8.6% | $70,959 |
| 4BR | $271,270 | $1,910 | 5.1% | +8.3% | $67,818 |
| 5BR | $331,333 | — | — | +6.6% | $66,267 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 45322 Compare?
| Metric | 45322 | Englewood | Dayton-Kettering, OH | Ohio |
|---|---|---|---|---|
| Home Value | $230,415 | $261,628 | N/A | $237,530 |
| 5-Year CAGR | 6.7% | 6.7% | N/A | 7.4% |
| Avg Rent | $1,409 | $1,537 | N/A | - |
| Cap Rate | 4.8% | 4.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45322 (Englewood, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $230,415 |
| Monthly Rent | $1,409 |
| Price-to-Rent | 13.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.3% |
| Cap Rate | 4.8% |
| 5-Year IRR | 11.5% |
📈 Home Appreciation
| 1-Year | +6.1% ▲ |
| 3-Year CAGR | +6.0% ▲ |
| 5-Year CAGR | +6.7% ▲ |
| 10-Year CAGR | +8.0% ▲ |
🏠 Rent Trends
| 1-Year | -14.8% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45322
Population: 20,978
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 45322
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Northmont Middle School
Northmont High School
Kleptz Early Childhood Learning Center
Miami Valley Ctc Alternative
Miami Valley Ctc
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 5,386 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is it like being a landlord in Englewood, OH?
Englewood, OH operates under OH law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.
What kind of market is Englewood, OH for investors?
With a 3.0/5 investability score, Englewood, OH ranks as a solid market for rental property investors. Median prices of $230K and rents of $1,409/mo drive the underlying numbers.
What price range are homes in Englewood, OH?
Typical homes in Englewood, OH go for around $230K. The 5-year CAGR of 0.0% predictable price movement.
What are rental rates like in Englewood, OH?
Rent in Englewood, OH is around $1,409/mo. The resulting rent-to-value relationship with $230K pricing is reasonable for most investor models.
How deep is the rental pool in Englewood, OH?
Englewood, OH offers a even-keeled renter base at the $1,409/mo rent level. Tenant turnover is reasonable for well-managed properties.
You know 45322 now. You don’t know where it ranks.
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How 45322 ranks in Dayton-Kettering, OH
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