Real Estate Investing in Owensville, Ohio (45160)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45160 (Owensville, OH)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.8% of homes vacant — above national norms.
- Elevated poverty: 51.4% poverty rate — can affect rent collection.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Owensville, OH (45160)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 45160 Owensville
ZIP 45160 inside Clermont County looks affordable on the surface — median value of $205K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $882/mo on a $205K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 45160 sits below the stated 0.0% once reality is priced in.
ZIP 45160's metrics run below Clermont County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Demographically, 45160 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The 45160 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Owensville:
Market Trends
Home Value History (with trend line)
📊 How Does 45160 Compare?
| Metric | 45160 | Owensville | Cincinnati, OH-KY-IN | Ohio |
|---|---|---|---|---|
| Home Value | $205,424 | $205,424 | N/A | $237,530 |
| 5-Year CAGR | 4.0% | 4.0% | N/A | 7.4% |
| Avg Rent | $882 | $882 | N/A | - |
| Cap Rate | 3.4% | 3.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45160 (Owensville, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $205,424 |
| Monthly Rent | $882 |
| Price-to-Rent | 19.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.2% |
| Cap Rate | 3.4% |
| 5-Year IRR | 7.3% |
📈 Home Appreciation
| 1-Year | +6.1% ▲ |
| 3-Year CAGR | +3.0% ▲ |
| 5-Year CAGR | +4.0% ▲ |
| 10-Year CAGR | +7.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45160
Population: 568
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 45160
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Batavia Middle School
Clermont Northeastern Elementary School
Clermont Northeastern High School
Batavia Elementary School
Clermont Northeastern Middle School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,339 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much rent can I charge in Owensville, OH?
Average rent in Owensville, OH is approximately $882/mo per month. Against $205K home values that yields a reasonable rent-to-price ratio.
What is the best play in Owensville, OH?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Owensville, OH. The numbers - $205K homes against $882/mo rents - support that play.
Does Owensville, OH favor landlords or tenants?
Owensville, OH falls under OH landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
Is Owensville, OH good for house hacking?
Owensville, OH is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $205K price point reasonable to enter.
What is the average home sale price in Owensville, OH?
Owensville, OH home values average about $205K. That price point suits investors targeting rentals with $882/mo in monthly income.
You know 45160 now. You don’t know where it ranks.
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How 45160 ranks in Cincinnati, OH-KY-IN
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