Real Estate Investing in Batavia, Ohio (45103)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Clermont County • Population: 36,788 • Data updated: September 2026

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Should you buy in 45103 (Batavia, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Batavia, OH (45103)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $333,439
Avg Monthly Rent $1,524
1% Rule ✗ Does Not Meet
Median Income $76,366
% Renters 31.5%

Market Analysis: 45103 Batavia

Not every below-median market is a bargain. Batavia's 45103 ZIP reports signals that favor experienced operators who can absorb the risk $333K pricing implies.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $333K asset, 45103 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 45103 among OH's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

From an investor standpoint, 36,788 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 45103 is an operator game, not a passive one. Meanwhile, entry prices of $333K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Batavia:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+4.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,524/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Cincinnati, OH-KY-IN Metro Area
Even conditions for buyers and sellers
29 days
Average time to sell
Fast
12.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cincinnati, OH-KY-IN metro data
🏠

Property Strategy for 45103

Which property type performs best in this market?

Best for Cash Flow
3BR
4.2% cap rate
Best for Appreciation
3BR
+7.4% 5yr CAGR
Best Overall Value
5BR
$95,421/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $229,424 $1,330 4.2% +7.2% $114,712
3BR $300,246 $1,750 4.2% +7.4% $100,082
4BR $409,166 $1,940 3.4% +7.3% $102,292
5BR $477,105 +6.9% $95,421

Market Trends

Home Value History (with trend line)

$349K$304K$260K$215K$171K$127KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,878$1,799$1,720$1,642$1,563$1,484Apr 2022Jun 2024Jul 2026

📊 How Does 45103 Compare?

Metric 45103 Batavia Cincinnati, OH-KY-IN Ohio
Home Value $333,439 $305,553 N/A $237,530
5-Year CAGR 4.7% 5.1% N/A 7.4%
Avg Rent $1,524 $1,271 N/A -
Cap Rate 3.6% 3.2% - -
💡 Why Invest in 45103? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45103 (Batavia, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+4.7%
Moderate

📊 Market Snapshot

Home Value $333,439
Monthly Rent $1,524
Price-to-Rent 18.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year +4.7% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year -16.4% ▼
3-Year CAGR -3.5% ▼
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 45103

Population: 36,788

💰 Median Household Income
$76,366
This area
$76,366
State
$68,496
USA
$74,580
🏠 Renter Occupied
31.5%
This area
31.5%
State
25.8%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-9.1%
USA
3.7%
🎓 College Educated
24.6%
This area
24.6%
State
8.4%
USA
33.7%
👤 Median Age
38.3 years
This area
38.3 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.2%
This area
4.2%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 91.7%
Other/Mixed 4.1%
Asian 2.7%
Black/African American 1.5%
Hispanic/Latino 1.2%
👶 Under 18
22.4%
This area
22.4%
USA
22.0%
👴 65 and Over
16.5%
This area
16.5%
USA
17.3%
📊 Poverty Rate
6.2%
This area
6.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 45103

B Avg School Grade
9 Schools
18.7:1 Avg Class Size
$16,025 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Batavia Middle School

📚 06 – 08 Middle
👥
570 Students
👨‍🏫
15.1:1 Class Size
💰
$19,441 Per Student
B+ Above Average

Clermont Northeastern Elementary School

📚 K – 05 Elementary
👥
553 Students
👨‍🏫
17.0:1 Class Size
💰
$15,156 Per Student
B+ Above Average

Clermont Northeastern High School

📚 09 – 12 High School
👥
414 Students
👨‍🏫
17.1:1 Class Size
💰
$15,156 Per Student
B+ Above Average

Batavia Elementary School

📚 Pre-K – 05 Elementary
👥
1,158 Students
👨‍🏫
17.6:1 Class Size
💰
$19,441 Per Student
B Good

Clermont Northeastern Middle School

📚 06 – 08 Middle
👥
309 Students
👨‍🏫
20.1:1 Class Size
💰
$15,156 Per Student
B Good

Batavia High School

📚 09 – 12 High School
👥
664 Students
👨‍🏫
23.7:1 Class Size
💰
$19,441 Per Student
B Good

Willowville Elementary School

📚 Pre-K – 05 Elementary
👥
657 Students
👨‍🏫
21.7:1 Class Size
💰
$13,479 Per Student
C+ Average

West Clermont Middle School

📚 06 – 08 Middle
👥
1,739 Students
👨‍🏫
15.8:1 Class Size
💰
$13,479 Per Student
C Below Average

West Clermont High School

📚 09 – 12 High School
👥
2,172 Students
👨‍🏫
19.9:1 Class Size
💰
$13,479 Per Student

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

C Below Average

CNE Early Childhood Academy

📚 Grade PK Elementary
📍 463 South Broadway, Owensville
👥
47 Students
👨‍🏫
23.5:1 Class Size
💰
$15,156 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 2,339 Off-Campus Students
C
University of Cincinnati-Clermont College
8,324 students · 3.1 mi
C
Brown & Clermont Adult Career Campuses
59 students · 9.0 mi
C
Athenaeum of Ohio
166 students · 12.5 mi

Investor Insight: With 2,339 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Where do rents currently stand in Batavia, OH?

The typical rental in Batavia, OH commands about $1,524/mo monthly. That rent profile even-keeled cash flow against the $333K purchase basis.

How strong is tenant demand in Batavia, OH?

Batavia, OH draws a even-keeled base of working renters. Demand at the $1,524/mo rent level is reasonable for standard single-family and small multi rentals.

How tight is the rental market in Batavia, OH?

Batavia, OH carries elevated vacancy risk. Expect measured absorption at market rents of $1,524/mo.

Does Batavia, OH favor landlords or tenants?

Batavia, OH operates under OH law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.

How expensive is real estate in Batavia, OH?

Median home price in Batavia, OH is near $333K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

You know 45103 now. You don’t know where it ranks.

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How 45103 ranks in Cincinnati, OH-KY-IN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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