Real Estate Investing in Amelia, Ohio (45102)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45102 (Amelia, OH)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Amelia, OH (45102)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 45102 Amelia
This part of Clermont County is not an easy win. The 45102 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $316K asset, 45102 is the wrong submarket. If the plan prices in friction, the yield can still work.
ZIP 45102's metrics run below Clermont County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
A robust renter share of 27% in 45102 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
New investors are better served looking at Amelia's stable or hybrid ZIPs before stepping into 45102. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Amelia:
Property Strategy for 45102
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $213,253 | $1,190 | 4.0% | +8.6% | $106,626 |
| 3BR | $289,461 | $1,570 | 3.9% | +8.4% | $96,487 |
| 4BR | $356,974 | $1,740 | 3.5% | +7.5% | $89,243 |
| 5BR | $393,435 | — | — | +6.5% | $78,687 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 45102 Compare?
| Metric | 45102 | Amelia | Cincinnati, OH-KY-IN | Ohio |
|---|---|---|---|---|
| Home Value | $315,592 | $315,592 | N/A | $237,530 |
| 5-Year CAGR | 5.8% | 5.8% | N/A | 7.4% |
| Avg Rent | $1,521 | $1,521 | N/A | - |
| Cap Rate | 3.8% | 3.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45102 (Amelia, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $315,592 |
| Monthly Rent | $1,521 |
| Price-to-Rent | 17.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.8% |
| Cap Rate | 3.8% |
| 5-Year IRR | 9.6% |
📈 Home Appreciation
| 1-Year | +6.1% ▲ |
| 3-Year CAGR | +4.7% ▲ |
| 5-Year CAGR | +5.8% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | -18.3% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45102
Population: 24,838
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 45102
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,742 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the rental occupancy rate in Amelia, OH?
Amelia, OH vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Which investment style suits Amelia, OH?
Investors usually favor careful cash-flow rentals with hands-on management in Amelia, OH. With home values at $316K and rents near $1,521/mo, other strategies can work but produce steady rather than outsized returns.
What is the tenant pool like in Amelia, OH?
Expect a solid tenant pool in Amelia, OH. The rental market absorbs $1,521/mo rents without meaningful friction.
Is rental property easy to operate in Amelia, OH?
The landlord environment in Amelia, OH is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
What is the typical home price in Amelia, OH?
In Amelia, OH the median home value sits at $316K. Against the broader OH market, that reads as reasonable for most investors.
You know 45102 now. You don’t know where it ranks.
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How 45102 ranks in Cincinnati, OH-KY-IN
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