Real Estate Investing in Bettsville, Ohio (44815)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Seneca County • Population: 762 • Data updated: September 2026

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Should you buy in 44815 (Bettsville, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (83/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bettsville, OH (44815)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $138,249
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $61,094
% Renters 19.4%

Market Analysis: 44815 Bettsville

The 44815 ZIP in Bettsville, OH is a local-operator market. Outside capital chasing a $138K entry has to pair deep knowledge with the discount.

For an experienced owner, 44815 can be a an appealing option for hunting ground — but the discount at $138K reflects genuine risk that outside investors often underestimate.

In practical terms, 44815 offers a low basis, the region around Bettsville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The demographic picture in 44815 includes headwinds that any investor should price in. Income distribution skews lower than Bettsville averages, and tenant stability requires active management.

Strategy in 44815 is an operator game, not a passive one. From a cash-flow lens, entry prices of $138K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bettsville:

B Good
Buy Confidence Score: 75/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.3× the median income
Value Trend
Rising (+6.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Tiffin, OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
12.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tiffin, OH metro data

Market Trends

Home Value History (with trend line)

$144K$127K$109K$92K$75K$57KJun 2006Jul 2016Jul 2026

📊 How Does 44815 Compare?

Metric 44815 Bettsville Tiffin, OH Ohio
Home Value $138,249 $138,249 N/A $237,530
5-Year CAGR 5.3% 5.3% N/A 7.4%
Avg Rent $873 $873 N/A -
Cap Rate 4.9% 4.9% - -
💡 Why Invest in 44815? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 44815 (Bettsville, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.9%
Fair
5yr Growth
+5.3%
Moderate

📉 Market Crash Risk Index

Based on Tiffin, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
50%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $138,249
Monthly Rent $873
Price-to-Rent 13.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.6%
Cap Rate 4.9%
5-Year IRR 10.3%

📈 Home Appreciation

1-Year +6.1% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 44815

Population: 762

💰 Median Household Income
$61,094
This area
$61,094
State
$68,496
USA
$74,580
🏠 Renter Occupied
19.4%
This area
19.4%
State
25.8%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
-9.1%
USA
3.7%
🎓 College Educated
8.5%
This area
8.5%
State
8.4%
USA
33.7%
👤 Median Age
35.0 years
This area
35.0 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
5.7%
This area
5.7%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 84.6%
Other/Mixed 15.0%
Hispanic/Latino 12.0%
Black/African American 0.4%
👶 Under 18
23.7%
This area
23.7%
USA
22.0%
👴 65 and Over
11.5%
This area
11.5%
USA
17.3%
📊 Poverty Rate
3.6%
This area
3.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 44815

B Avg School Grade
1 Schools
16.6:1 Avg Class Size
$12,737 Avg Per Pupil

Schools in This ZIP Code

B Good
👥
381 Students
👨‍🏫
16.6:1 Class Size
💰
$12,737 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 664 Off-Campus Students
C
Terra State Community College
2,214 students · 8.5 mi
C
Tiffin University
3,598 students · 9.3 mi
C
Tiffin Academy of Hair Design
46 students · 9.7 mi
C
Heidelberg University
1,059 students · 9.9 mi
C+
Vanguard-Sentinel Adult Career and Technology Center
19 students · 10.0 mi

Investor Insight: With 664 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How do home values compare in Bettsville, OH?

In Bettsville, OH the median home value sits at $138K. Against the broader OH market, that reads as reasonable for most investors.

Can I live-in-and-rent in Bettsville, OH?

House hacking in Bettsville, OH is a challenging. With home values around $138K and rents at $873/mo, owner-occupants can offset a meaningful share of PITI.

What is the tenant pool like in Bettsville, OH?

Expect a solid tenant pool in Bettsville, OH. The rental market absorbs $873/mo rents without meaningful friction.

Is rental property easy to operate in Bettsville, OH?

Landlord-friendliness in Bettsville, OH is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

How much do tenants pay in Bettsville, OH?

Rent in Bettsville, OH is around $873/mo. The resulting rent-to-value relationship with $138K pricing is reasonable for most investor models.

You know 44815 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 44815 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 44815 ranks in Tiffin, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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