Real Estate Investing in Helena, Ohio (43435)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sandusky County • Population: 1,410 • Data updated: September 2026

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Should you buy in 43435 (Helena, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (79/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Helena, OH (43435)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $226,301
Avg Monthly Rent $891
1% Rule ✗ Does Not Meet
Median Income $81,138
% Renters 16.6%

Market Analysis: 43435 Helena

The 43435 ZIP in Helena, OH is a local-operator market. Outside capital chasing a $226K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 43435 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in Helena have seen price recovery that 43435 has not matched. Sandusky County data supports the view that the spread is structural rather than temporary.

Resident income in 43435 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The 43435 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Helena:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Rising (+7.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $891/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Fremont, OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Fremont, OH metro data
🏠

Property Strategy for 43435

Which property type performs best in this market?

Best for Cash Flow
2BR
4.0% cap rate
Best for Appreciation
4BR
+8.0% 5yr CAGR
Best Overall Value
4BR
$63,667/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $178,369 $990 4.0% $89,184
3BR $226,480 $1,240 3.9% +7.1% $75,493
4BR $254,669 $1,340 3.8% +8.0% $63,667

Market Trends

Home Value History (with trend line)

$235K$209K$182K$156K$129K$103KJul 2006Jul 2016Jul 2026

📊 How Does 43435 Compare?

Metric 43435 Helena Fremont, OH Ohio
Home Value $226,301 $226,301 N/A $237,530
5-Year CAGR 5.5% 5.5% N/A 7.4%
Avg Rent $891 $891 N/A -
Cap Rate 3.1% 3.1% - -
💡 Why Invest in 43435? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 43435 (Helena, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+5.5%
Moderate

📉 Market Crash Risk Index

Based on Fremont, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
50%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $226,301
Monthly Rent $891
Price-to-Rent 21.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.1%
5-Year IRR 8.6%

📈 Home Appreciation

1-Year +7.7% ▲
3-Year CAGR +5.0% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 43435

Population: 1,410

💰 Median Household Income
$81,138
This area
$81,138
State
$68,496
USA
$74,580
🏠 Renter Occupied
16.6%
This area
16.6%
State
25.8%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-9.1%
USA
3.7%
🎓 College Educated
18.4%
This area
18.4%
State
8.4%
USA
33.7%
👤 Median Age
40.6 years
This area
40.6 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
6.8%
This area
6.8%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 94.0%
Hispanic/Latino 5.2%
Other/Mixed 5.1%
Black/African American 0.6%
Asian 0.2%
👶 Under 18
20.9%
This area
20.9%
USA
22.0%
👴 65 and Over
17.7%
This area
17.7%
USA
17.3%
📊 Poverty Rate
0.4%
This area
0.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 664 Off-Campus Students
C
Terra State Community College
2,214 students · 8.2 mi
C+
Vanguard-Sentinel Adult Career and Technology Center
19 students · 9.9 mi

Investor Insight: With 664 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much do tenants pay in Helena, OH?

Expect rents around $891/mo per month in Helena, OH. With home values at $226K, the yield math works out to reasonable levels for rental investors.

How qualified is the tenant pool in Helena, OH?

Expect a solid tenant pool in Helena, OH. The rental market absorbs $891/mo rents without meaningful friction.

What are home prices like in Helena, OH?

Median home price in Helena, OH is near $226K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

Is Helena, OH landlord-friendly?

OH ranks as a landlord-friendly state for landlord-tenant law. Helena generally follows the statewide framework, so landlords face reasonable operating rules.

What is the investability score for Helena, OH?

Yes - Helena, OH a 3.0/5 investability score. With $226K home prices against $891/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 43435 now. You don’t know where it ranks.

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How 43435 ranks in Fremont, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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