Real Estate Investing in Fremont, Ohio (43420)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sandusky County • Population: 29,400 • Data updated: September 2026

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Should you buy in 43420 (Fremont, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.0% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Fremont, OH (43420)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $181,363
Avg Monthly Rent $891
1% Rule ✗ Does Not Meet
Median Income $57,972
% Renters 30.3%

Market Analysis: 43420 Fremont

The 43420 ZIP covers a section of Fremont that demands careful diligence. Prices near $181K look accessible, but the work to make a deal cash flow is real.

The investment case in 43420 is durable only for operators who understand what they are buying. A $181K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Nearby ZIPs in Fremont have seen price recovery that 43420 has not matched. Sandusky County data supports the view that the spread is structural rather than temporary.

Employment concentration in 43420 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 43420 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fremont:

B Good
Buy Confidence Score: 76/100
Affordability
20/25
Appreciation
22/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+7.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $891/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Fremont, OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Fremont, OH metro data
🏠

Property Strategy for 43420

Which property type performs best in this market?

Best for Cash Flow
1BR
6.2% cap rate
Best for Appreciation
2BR
+8.6% 5yr CAGR
Best Overall Value
5BR
$50,224/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $94,586 $810 6.2% +7.2% $94,586
2BR $135,612 $990 5.3% +8.6% $67,806
3BR $180,313 $1,240 5.0% +8.0% $60,104
4BR $213,485 $1,340 4.5% +8.0% $53,371
5BR $251,120 +8.5% $50,224

Market Trends

Home Value History (with trend line)

$189K$167K$146K$125K$104K$83KJul 2006Jul 2016Jul 2026

📊 How Does 43420 Compare?

Metric 43420 Fremont Fremont, OH Ohio
Home Value $181,363 $181,363 N/A $237,530
5-Year CAGR 6.5% 6.5% N/A 7.4%
Avg Rent $891 $891 N/A -
Cap Rate 3.8% 3.8% - -
💡 Why Invest in 43420? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 43420 (Fremont, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+6.5%
Strong

📉 Market Crash Risk Index

Based on Fremont, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
50%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $181,363
Monthly Rent $891
Price-to-Rent 17.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.8%
5-Year IRR 10.3%

📈 Home Appreciation

1-Year +7.6% ▲
3-Year CAGR +6.4% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 43420

Population: 29,400

💰 Median Household Income
$57,972
This area
$57,972
State
$68,496
USA
$74,580
🏠 Renter Occupied
30.3%
This area
30.3%
State
25.8%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-9.1%
USA
3.7%
🎓 College Educated
18.6%
This area
18.6%
State
8.4%
USA
33.7%
👤 Median Age
40.3 years
This area
40.3 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
11.0%
This area
11.0%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 82.0%
Other/Mixed 11.3%
Hispanic/Latino 8.8%
Black/African American 6.0%
Asian 0.7%
👶 Under 18
23.1%
This area
23.1%
USA
22.0%
👴 65 and Over
17.9%
This area
17.9%
USA
17.3%
📊 Poverty Rate
10.5%
This area
10.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 43420

B+ Avg School Grade
9 Schools
15.7:1 Avg Class Size
$20,172 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Atkinson Elementary School

📚 Pre-K – 05 Elementary
👥
338 Students
👨‍🏫
17.6:1 Class Size
💰
$20,172 Per Student
A Very Good

Fremont Middle School

📚 06 – 08 Middle
👥
809 Students
👨‍🏫
15.0:1 Class Size
💰
$20,172 Per Student
A Very Good

Croghan Elementary School

📚 Pre-K – 05 Elementary
👥
385 Students
👨‍🏫
19.4:1 Class Size
💰
$20,172 Per Student
A Very Good

Lutz Elementary School

📚 Pre-K – 05 Elementary
👥
389 Students
👨‍🏫
21.1:1 Class Size
💰
$20,172 Per Student
A Very Good

Otis Elementary School

📚 Pre-K – 05 Elementary
👥
382 Students
👨‍🏫
22.0:1 Class Size
💰
$20,172 Per Student
B+ Above Average

Fremont Ross High School

📚 09 – 12 High School
👥
995 Students
👨‍🏫
19.1:1 Class Size
💰
$20,172 Per Student
B Good

Vanguard Tech Center

📚 09 – 12 High School
👥
157 Students
👨‍🏫
6.0:1 Class Size
B Good

Technology Center

📚 06 – 12 High School
👥
92 Students
👨‍🏫
5.1:1 Class Size
C Below Average

Buckeye Community School - Fremont

📚 09 – 12 High School Charter Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 664 Off-Campus Students
C+
Vanguard-Sentinel Adult Career and Technology Center
19 students · 1.0 mi
C
Terra State Community College
2,214 students · 2.4 mi

Investor Insight: With 664 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What do landlords charge for rent in Fremont, OH?

Rental rates in Fremont, OH average $891/mo. Tenant demand and $181K home values make the yield look reasonable by investor standards.

How tight is the rental market in Fremont, OH?

Occupancy in Fremont, OH runs stable with elevated vacancy. Well-priced units at $891/mo lease on reasonable timelines.

Is Fremont, OH better for rentals, flips, or BRRRR?

A careful cash-flow rentals with hands-on management strategy Fremont, OH best. The market produces steady results for that approach at the $181K price point.

Is it easy to find good tenants in Fremont, OH?

Fremont, OH draws a reliable base of working renters. Demand at the $891/mo rent level is reasonable for standard single-family and small multi rentals.

Are homes affordable in Fremont, OH?

In Fremont, OH the median home value sits at $181K. Against the broader OH market, that reads as reasonable for most investors.

You know 43420 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 43420 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 43420 ranks in Fremont, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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