Real Estate Investing in Windsor, Ohio (44099)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 44099 (Windsor, OH)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.6% vacancy may signal weakening demand.
- High price-to-rent: Price-to-rent ratio 26.1 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Windsor, OH (44099)?
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Market Analysis: 44099 Windsor
This part of Ashtabula County is not an easy win. The 44099 ZIP reports softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Rent of $999/mo on a $312K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 44099 sits below the stated 0.0% once reality is priced in.
Nearby ZIPs in Windsor have seen price recovery that 44099 has not matched. Ashtabula County data supports the view that the spread is structural rather than temporary.
The 44099 ZIP's population of 2,361 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.
The right play in 44099 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Windsor:
Property Strategy for 44099
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $278,504 | $1,110 | 2.9% | +8.4% | $139,252 |
| 3BR | $275,039 | $1,400 | 3.7% | +9.1% | $91,680 |
| 4BR | $343,386 | $1,530 | 3.2% | +9.0% | $85,847 |
Market Trends
Home Value History (with trend line)
📊 How Does 44099 Compare?
| Metric | 44099 | Windsor | Ashtabula, OH | Ohio |
|---|---|---|---|---|
| Home Value | $312,320 | $312,320 | N/A | $237,530 |
| 5-Year CAGR | 7.3% | 7.3% | N/A | 7.4% |
| Avg Rent | $999 | $999 | N/A | - |
| Cap Rate | 2.5% | 2.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 44099 (Windsor, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $312,320 |
| Monthly Rent | $999 |
| Price-to-Rent | 26.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.8% |
| Cap Rate | 2.5% |
| 5-Year IRR | 9.8% |
📈 Home Appreciation
| 1-Year | +6.9% ▲ |
| 3-Year CAGR | +7.0% ▲ |
| 5-Year CAGR | +7.3% ▲ |
| 10-Year CAGR | +7.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 44099
Population: 2,361
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 607 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the typical home price in Windsor, OH?
In Windsor, OH the median home value sits at $312K. Against the broader OH market, that reads as reasonable for most investors.
Is Windsor, OH a smart market for rental property?
With a 3.0/5 investability score, Windsor, OH ranks as a solid market for rental property investors. Median prices of $312K and rents of $999/mo drive the underlying numbers.
Are tenants stable in Windsor, OH?
Working renters make up the core of the Windsor, OH tenant base. The pool is reasonable for investors targeting long-term holds.
Are there empty rentals in Windsor, OH?
Windsor, OH sees elevated vacancy, which is reasonable relative to the broader OH rental market.
Is Windsor, OH good for house hacking?
House hacking in Windsor, OH is a challenging. With home values around $312K and rents at $999/mo, owner-occupants can offset a meaningful share of PITI.
You know 44099 now. You don’t know where it ranks.
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How 44099 ranks in Ashtabula, OH
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