Real Estate Investing in Rock Creek, Ohio (44084)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 44084 (Rock Creek, OH)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 17.8% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Rock Creek, OH (44084)?
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Market Analysis: 44084 Rock Creek
The 44084 ZIP in Rock Creek, OH is a local-operator market. Outside capital chasing a $281K entry has to pair deep knowledge with the discount.
The 44084 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 44084's metrics run below Ashtabula County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Resident income in 44084 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The 44084 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Rock Creek:
Property Strategy for 44084
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $211,765 | $1,150 | 3.9% | +9.0% | $105,882 |
| 3BR | $265,811 | $1,390 | 3.8% | +8.7% | $88,604 |
| 4BR | $366,732 | $1,580 | 3.1% | +9.7% | $91,683 |
Market Trends
Home Value History (with trend line)
📊 How Does 44084 Compare?
| Metric | 44084 | Rock Creek | Ashtabula, OH | Ohio |
|---|---|---|---|---|
| Home Value | $281,331 | $281,331 | N/A | $237,530 |
| 5-Year CAGR | 6.5% | 6.5% | N/A | 7.4% |
| Avg Rent | $1,035 | $1,035 | N/A | - |
| Cap Rate | 2.9% | 2.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 44084 (Rock Creek, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $281,331 |
| Monthly Rent | $1,035 |
| Price-to-Rent | 22.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.9% |
| 5-Year IRR | 9.4% |
📈 Home Appreciation
| 1-Year | +7.1% ▲ |
| 3-Year CAGR | +6.4% ▲ |
| 5-Year CAGR | +6.5% ▲ |
| 10-Year CAGR | +7.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 44084
Population: 3,965
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 44084
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What monthly rent should investors expect in Rock Creek, OH?
Rental rates in Rock Creek, OH average $1,035/mo. Tenant demand and $281K home values make the yield look reasonable by investor standards.
What strategy should investors use in Rock Creek, OH?
A careful cash-flow rentals with hands-on management strategy Rock Creek, OH best. The market produces measured results for that approach at the $281K price point.
How does Rock Creek, OH stack up for property investment?
Rock Creek, OH reflects an investability rating of 3.0/5, with median home values near $281K and average rents around $1,035/mo. That combination puts it in the durable tier for investor interest.
What kind of vacancy should I budget for in Rock Creek, OH?
Occupancy in Rock Creek, OH runs consistent with elevated vacancy. Well-priced units at $1,035/mo lease on reasonable timelines.
How landlord-friendly is Rock Creek, OH?
The landlord environment in Rock Creek, OH is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
You know 44084 now. You don’t know where it ranks.
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How 44084 ranks in Ashtabula, OH
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