Real Estate Investing in Rome, Ohio (44085)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ashtabula • Population: 3,400 • Data updated: September 2026

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Should you buy in 44085 (Rome, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.8% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rome, OH (44085)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $255,575
Avg Monthly Rent $1,143
1% Rule ✗ Does Not Meet
Median Income $64,868
% Renters 9.4%

Market Analysis: 44085 Rome

Investors eyeing 44085 need to respect the fundamentals at play. Home values of $256K come alongside slower price movement and elevated management overhead.

The 44085 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 44085 among OH's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The demographic picture in 44085 includes headwinds that any investor should price in. Income distribution skews lower than Rome averages, and tenant stability requires active management.

The right play in 44085 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rome:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+7.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,143/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 44085

Which property type performs best in this market?

Best for Cash Flow
2BR
4.7% cap rate
Best for Appreciation
4BR
+10.0% 5yr CAGR
Best Overall Value
4BR
$77,987/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $192,882 $1,270 4.7% +9.0% $96,441
3BR $247,416 $1,540 4.5% +9.5% $82,472
4BR $311,946 $1,750 4.0% +10.0% $77,987

Market Trends

Home Value History (with trend line)

$269K$236K$203K$169K$136K$103KJul 2006Jul 2016Jul 2026

📊 How Does 44085 Compare?

Metric 44085 Rome Ohio
Home Value $255,575 $255,575 $237,530
5-Year CAGR 7.8% 7.8% 7.4%
Avg Rent $1,143 $1,143 -
Cap Rate 3.5% 3.5% -
💡 Why Invest in 44085? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 44085 (Rome, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+7.8%
Strong

📊 Market Snapshot

Home Value $255,575
Monthly Rent $1,143
Price-to-Rent 18.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 11.2%

📈 Home Appreciation

1-Year +7.3% ▲
3-Year CAGR +6.9% ▲
5-Year CAGR +7.8% ▲
10-Year CAGR +7.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.8%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 44085

Population: 3,400

💰 Median Household Income
$64,868
This area
$64,868
State
$68,496
USA
$74,580
🏠 Renter Occupied
9.4%
This area
9.4%
State
25.8%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-9.1%
USA
3.7%
🎓 College Educated
17.0%
This area
17.0%
State
8.4%
USA
33.7%
👤 Median Age
41.7 years
This area
41.7 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
10.8%
This area
10.8%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 96.8%
Black/African American 2.0%
Hispanic/Latino 1.2%
Other/Mixed 1.2%
👶 Under 18
23.7%
This area
23.7%
USA
22.0%
👴 65 and Over
20.1%
This area
20.1%
USA
17.3%
📊 Poverty Rate
4.2%
This area
4.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 145 Off-Campus Students
C
Ashtabula County Technical and Career Campus
161 students · 12.1 mi

Frequently Asked Questions

Is Rome in OH worth investing in?

Investors tracking Rome, OH will find a 3.0/5 rating supported by $256K median home values and $1,143/mo rents. That profile suits long-term holders targeting steady returns.

How should investors approach Rome, OH?

Most investors in Rome, OH run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

What are home prices like in Rome, OH?

The median home value in Rome, OH is roughly $256K. That puts it reasonable relative to the OH statewide average.

Is it easy to find good tenants in Rome, OH?

Tenant demand in Rome, OH is solid. The local workforce $1,143/mo rents across most rental classes.

What monthly rent should investors expect in Rome, OH?

Rental rates in Rome, OH average $1,143/mo. Tenant demand and $256K home values make the yield look reasonable by investor standards.

You know 44085 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 44085 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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