Real Estate Investing in Cumberland, Ohio (43732)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 43732 (Cumberland, OH)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 18.3% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cumberland, OH (43732)?
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Market Analysis: 43732 Cumberland
Not every below-median market is a bargain. Cumberland's 43732 ZIP registers signals that favor experienced operators who can absorb the risk $204K pricing implies.
Distressed markets are won on execution, not on spreadsheets. ZIP 43732 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Within OH, ZIP 43732 trails on several market indicators that neighboring Guernsey County submarkets outperform. The gap is real and sturdy enough to shape underwriting.
Resident income in 43732 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategy in 43732 is an operator game, not a passive one. From a cash-flow lens, entry prices of $204K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Cumberland:
Market Trends
Home Value History (with trend line)
📊 How Does 43732 Compare?
| Metric | 43732 | Cumberland | Cambridge, OH | Ohio |
|---|---|---|---|---|
| Home Value | $203,661 | $203,661 | N/A | $237,530 |
| 5-Year CAGR | 4.4% | 4.4% | N/A | 7.4% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 3.3% | 3.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 43732 (Cumberland, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $203,661 |
| Monthly Rent | $873 |
| Price-to-Rent | 19.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 7.8% |
📈 Home Appreciation
| 1-Year | +11.6% ▲ |
| 3-Year CAGR | +2.6% ▲ |
| 5-Year CAGR | +4.4% ▲ |
| 10-Year CAGR | +5.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 43732
Population: 1,837
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How strong are rents in Cumberland, OH?
The typical rental in Cumberland, OH commands about $873/mo monthly. That rent profile even-keeled cash flow against the $204K purchase basis.
Are renters plentiful in Cumberland, OH?
Cumberland, OH draws a measured base of working renters. Demand at the $873/mo rent level is reasonable for standard single-family and small multi rentals.
Where do home prices stand in Cumberland, OH?
Cumberland, OH home values average about $204K. That price point suits investors targeting rentals with $873/mo in monthly income.
Is Cumberland, OH good for landlords?
Cumberland, OH falls under OH landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
What does house hacking look like in Cumberland, OH?
The a challenging house-hack environment in Cumberland, OH reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
You know 43732 now. You don’t know where it ranks.
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How 43732 ranks in Cambridge, OH
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