Real Estate Investing in Cumberland, Ohio

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 1,837 • Guernsey County

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Should you buy in Cumberland, OH? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.3% of homes vacant — above national norms.

What’s happening in Cumberland, OH?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

4.4% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $203,661
Avg Monthly Rent $873
ZIP Codes 1

Investing in Cumberland Real Estate

This is a distressed-leaning corner of Ohio: Cumberland has 1 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

Across Cumberland's 1 ZIPs, fundamentals run tepid: thin appreciation, soft rents, and demographic trends that don't obviously reverse in the medium term.

The $873/mo / $204K relationship in Cumberland looks soft once vacancy and capex are incorporated into underwriting. appears to the realized yield tends to disappoint.

The 0% renter share in Cumberland masks uneven tenant quality across ZIPs, and $N/AK median income leaves little cushion against economic shocks.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Cambridge, OH

Cumberland is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$203,661
Avg Monthly Rent
$873
1% Rule
✗ Below
Landlord Friendly (OH)

📉 Market Crash Risk Index

Based on Cambridge, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Cambridge, OH metro
0
Days to pending
8.5%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Cumberland, OH

Screen every ZIP in Cumberland

Filter Cumberland’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Cumberland, OH

Is Cumberland, OH good for landlords?

For rental operators, Cumberland, OH rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Are renters plentiful in Cumberland, OH?

Cumberland, OH draws a stable base of working renters. Demand at the $873/mo rent level is reasonable for standard single-family and small multi rentals.

How much does a house cost in Cumberland, OH?

Homes in Cumberland, OH typically sell near $204K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.

Is Cumberland, OH a smart market for rental property?

The 3.0/5 investability rating in Cumberland, OH reflects its $204K prices and $873/mo rents. Investors generally consider it a solid option within OH.

How strong are rents in Cumberland, OH?

The typical rental in Cumberland, OH commands about $873/mo monthly. That rent profile reliable cash flow against the $204K purchase basis.

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