Real Estate Investing in Monclova, Ohio (43542)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lucas County • Population: 4,485 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 43542 (Monclova, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 36.7 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Monclova, OH (43542)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $455,317
Avg Monthly Rent $1,035
1% Rule ✗ Does Not Meet
Median Income $155,592
% Renters 5.2%

Market Analysis: 43542 Monclova

Investors eyeing 43542 need to respect the fundamentals at play. Home values of $455K come alongside slower price movement and elevated management overhead.

The 43542 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 43542's metrics run below Lucas County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A solid renter share of 5% in 43542 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 43542 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Monclova:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Rising (+4.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,035/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Toledo, OH Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
9.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Toledo, OH metro data
🏠

Property Strategy for 43542

Which property type performs best in this market?

Best for Cash Flow
3BR
2.7% cap rate
Best for Appreciation
5BR
+7.1% 5yr CAGR
Best Overall Value
4BR
$128,941/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $333,924 $1,150 2.5% +5.9% $166,962
3BR $388,270 $1,480 2.7% +6.6% $129,423
4BR $515,764 $1,560 2.2% +6.9% $128,941
5BR $677,991 +7.1% $135,598

Market Trends

Home Value History (with trend line)

$476K$417K$357K$298K$239K$179KJul 2006Jul 2016Jul 2026

📊 How Does 43542 Compare?

Metric 43542 Monclova Toledo, OH Ohio
Home Value $455,317 $455,317 N/A $237,530
5-Year CAGR 5.3% 5.3% N/A 7.4%
Avg Rent $1,035 $1,035 N/A -
Cap Rate 1.8% 1.8% - -
💡 Why Invest in 43542? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 43542 (Monclova, OH). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 43542 (Monclova, OH)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Lucas County

Manage rentals here? List your business →

Flex Realty Property Management has been providing high quality and personal property management services in Toledo, Ohio since 1991. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
1.8%
Low
5yr Growth
+5.3%
Moderate

📉 Market Crash Risk Index

Based on Toledo, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
41%
Days Pending
0/2
30 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $455,317
Monthly Rent $1,035
Price-to-Rent 36.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.7%
Cap Rate 1.8%
5-Year IRR 7.1%

📈 Home Appreciation

1-Year +4.3% ▲
3-Year CAGR +4.2% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.4%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 43542

Population: 4,485

💰 Median Household Income
$155,592
This area
$155,592
State
$68,496
USA
$74,580
🏠 Renter Occupied
5.2%
This area
5.2%
State
25.8%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-9.1%
USA
3.7%
🎓 College Educated
53.2%
This area
53.2%
State
8.4%
USA
33.7%
👤 Median Age
41.0 years
This area
41.0 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.4%
This area
4.4%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 91.9%
Other/Mixed 5.4%
Hispanic/Latino 3.2%
Black/African American 2.7%
👶 Under 18
31.5%
This area
31.5%
USA
22.0%
👴 65 and Over
15.0%
This area
15.0%
USA
17.3%
📊 Poverty Rate
5.7%
This area
5.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 43542

B Avg School Grade
1 Schools
21.8:1 Avg Class Size
$13,078 Avg Per Pupil

Schools in This ZIP Code

B Good

Monclova Elementary School

📚 K – 04 Elementary
👥
480 Students
👨‍🏫
21.8:1 Class Size
💰
$13,078 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 55 Off-Campus Students
D
Stautzenberger College-Maumee
520 students · 4.4 mi
C
Professional Skills Institute
402 students · 5.0 mi
D
Global Tech College
63 students · 5.9 mi
C
Athena Career Academy
395 students · 6.1 mi
C+
Summit Salon Academy-Perrysburg
108 students · 7.7 mi
C
Salon Institute-Toledo Campus
152 students · 8.3 mi
C
Orion Institute
60 students · 8.7 mi
B
Penta County Joint Vocational School
67 students · 10.1 mi

Frequently Asked Questions

How much is rent in Monclova, OH?

Monclova, OH rentals go for roughly $1,035/mo a month. That puts gross yield in solid territory relative to $455K acquisition costs.

How much does a house cost in Monclova, OH?

In Monclova, OH the median home value sits at $455K. Against the broader OH market, that reads as reasonable for most investors.

Should investors worry about vacancy in Monclova, OH?

Vacancy in Monclova, OH is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,035/mo.

Is Monclova, OH a good market for FHA house hackers?

Monclova, OH is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $455K price point reasonable to enter.

Is Monclova, OH a smart market for rental property?

With a 3.0/5 investability score, Monclova, OH ranks as a solid market for rental property investors. Median prices of $455K and rents of $1,035/mo drive the underlying numbers.

You know 43542 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 43542 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 43542 ranks in Toledo, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
🤖

AI Market Advisor

Ask questions about investing in 43542 (Monclova)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 43542 (Monclova, OH).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.