Real Estate Investing in Fayette, Ohio (43521)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 43521 (Fayette, OH)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Fayette, OH (43521)?
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Market Analysis: 43521 Fayette
The 43521 ZIP in Fayette, OH is a local-operator market. Outside capital chasing a $166K entry has to pair deep knowledge with the discount.
The 43521 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
From an investor standpoint, 43521 offers a low basis, the region around Fayette has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Who lives in 43521 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategy in 43521 is an operator game, not a passive one. On the rental side, entry prices of $166K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Fayette:
Property Strategy for 43521
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $120,132 | $970 | 5.8% | +6.9% | $60,066 |
| 3BR | $177,070 | $1,250 | 5.1% | +6.0% | $59,023 |
| 4BR | $178,234 | $1,310 | 5.3% | +5.9% | $44,558 |
Market Trends
Home Value History (with trend line)
📊 How Does 43521 Compare?
| Metric | 43521 | Fayette | Toledo, OH | Ohio |
|---|---|---|---|---|
| Home Value | $166,324 | $166,324 | N/A | $237,530 |
| 5-Year CAGR | 4.1% | 4.1% | N/A | 7.4% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 4.1% | 4.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 43521 (Fayette, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $166,324 |
| Monthly Rent | $873 |
| Price-to-Rent | 15.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.3% |
| Cap Rate | 4.1% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +6.6% ▲ |
| 3-Year CAGR | +6.5% ▲ |
| 5-Year CAGR | +4.1% ▲ |
| 10-Year CAGR | +6.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 43521
Population: 2,703
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 43521
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,113 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How do experienced investors play Fayette, OH?
The best-fit strategy in Fayette, OH is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Is housing expensive in Fayette, OH?
Fayette, OH home values average about $166K. That price point suits investors targeting rentals with $873/mo in monthly income.
Is Fayette, OH a good place for real estate investing?
Fayette, OH clocks in at an investability rating of 3.0/5, with median home values near $166K and average rents around $873/mo. That combination puts it in the notable tier for investor interest.
How landlord-friendly is Fayette, OH?
The landlord environment in Fayette, OH is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
How much do tenants pay in Fayette, OH?
Expect rents around $873/mo per month in Fayette, OH. With home values at $166K, the yield math works out to reasonable levels for rental investors.
You know 43521 now. You don’t know where it ranks.
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How 43521 ranks in Toledo, OH
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